JBF Financial
2115 118 Street Northwest #52, Edmonton, AB
(2)
2115 118 Street Northwest #52, Edmonton, AB
(2)
Offering Financial advice on Life Insurance, Critical Illness Insurance, Investments including RRSP, TFSA, FHSA, Guaranteed GIC Rates, Guaranteed Life Annuities that pay Monthly Guaranteed Payments
2 customer reviews
Shonna Wells
Barry was extremely helpful and responsive to my insurance needs. He was quick to answer questions.
provided options and was detailed in his explanations of insurance coverage.
He is professional.
experienced, and I would highly recommend him.
More...
Shelley Hamilton
Listening to the advice of Barry Fisher, I purchased a critical illness insurance policy when I became a single parent in 1999. It wasn’t always easy working the cost of the premium in a tight monthly budget, but 9 years later I was diagnosed with breast cancer at the age of 45. The policy payout allowed me to pay off my mortgage and gave me the financial freedom to focus on my treatment and recovery, rather than being stressed about how I would pay household bills. I am so grateful to Barry for his advice and guidance through the process. I couldn’t have been in better hands. More...
What do you love most about your job?
I enjoy helping people becoming financially Fit, including Life Insurance Review, Financial Needs Analysis, Retirement planning.
What inspired you to start your own business?
I bought a General Insurance Agency when I was 21, and owned 2 agencies over the years and Have maintained my Life Insurance License in Alberta for 46 years
Why should our clients choose you?
I enjoy talking to people and take the time to get to know them and their Families
and listen to their Financial needs and help solve them
Can you provide your services online or remotely? If so, please add details.
I am available by phone and email, you can book a meeting on my website or call me
What changes have you made to keep your customers safe from Covid-19?
Seems to be under control know, I keep my office very clean .
FHSA
First Time Homeowners Savings Account
Start saving with as little as 50.00 per month
Allowed 40,000 deposit over 15 years
8,000 per year maximum. If you start a plan in 2023
you can carry over 8,000 for 2024
Insured gets a tax credit fron CRA for each year of deposits. Your money grows tax free!
Whole Life Insurance
Guaranteed cash value which grows each year tax sheltered
Coverage grows each year
Premiums pay for 20 years
And then you own policy
Coverage starts right away
Once you have buiit up cash vale
You can get a loan tax free
Policy continues to grow
There are no payments on loan
It is paid from death benefit when you pass away
Great way to supplement your retirement
Critical Illness Insurane
Coverage includes heart attack
Stroke and Cancer
When diagnosed you gat a tax free lump sum to help you
When you can’t work during
Your treatments
Guaranteed Life Annuity
Worried about the stock market
Transfer your RRSP to a Guaranteed Life Annuity
And receive a guaranteed monthly payment for life
If you are married you can add your spouse as joint annuitant
If you die payments continue to your spouse for life
TFSA
Tax free savings acount , no tax on growth
No tax when you spend it
Check your latest tax assesment to see how much you can invest
