Bobby Vu Financial Solutions Inc.
Victoria, British Columbia
(4)
Victoria, British Columbia
(4)
Vu Financial is an Independent Financial Advisory Firm specializing in Retirement Income Planning for Canadians just like yourself
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4 customer reviews
Olivia
Financial Advisors
Bobby was very genuine, informative, and believes in transparency and education with his clients. I will 100% be recommending him to my family in B.C.
Lawrentina
Investment Advisors
Bobby has been very professional, informative, and charismatic! He made the effort to get to know us, teach us, and help us through a huge process that we didn't know much about. I knew right from when I filled out his onboarding form & calendly booking that this would be the start of a financial journey I could look forward to and learn a lot from. Would absolutely recommend his services to anyone who needs a financial advisor More...
Jonathan Oommen
Smart, professional, kind and most importantly, trustworthy advice with my RDSP, TFSA, RRSP and my other investments. In a world where most in the investment world are trying to pinch every penny from you, Bobby is not. He has experienced lots with insurance companies and banks in his past work and has seen that they often don't look out for the best for their clients, but he definitely does. Strongly recommend! More...
Sladjana Rajcevic
Bobby is an incredibly charismatic and knowledgable financial advisor who provided me with all the tools I need and went above and beyond to make sure that I understood the ins and outs of investing. I would recommend Bobby for everyone's financials needs as he is such a pleasure to work with and I have never been more satisfied with a professional. Thank you so much Bobby for all the work that you do and the level of care you put into helping to make sure everyone understands their options and feels supported. More...
What do you love most about your job?
I get to help people build confidence with their money. The planning provides structure, and tangible action steps, while eliminating guesswork
Being an Advisor for 14 years, I've found various ways to reduce costs on clients' wealth. Most importantly, on taxes, fees, interest, and misguided decision making
What inspired you to start your own business?
The traditional financial services industry doesn't help most people in a fair and transparent way. If you do a great job and are transparent about fees, clients are more than happy to engage in your services.
Treat everyone like your mother or best friend, and really explain to them their options so they can make an informed, confident decision
Why should our clients choose you?
Balance.
There is a better way to find the balance between growing your wealth and paying an Advisor to help you
Planning requires an understanding of the current situation and future needs of each client. The solutions to support the planning are many, and unique to each individual’s circumstances
Currently, the industry still leans on an old model of charging a percentage of assets, also known as Assets Under Management (AUM). This model works great to serve people that are just getting started, but the more you grow your wealth, the less it serves you. And most companies won’t offer you a choice!
There are so many lower cost solutions that benefit clients that aren't discussed because the majority of advisors are out there operating in a big corporation’s best interests… Not yours
Anyone should have access to advice, and not have it tied to the amount they’ve invested
Everyone can Win!
Can you provide your services online or remotely? If so, please add details.
Advice Only and Financial Plans can be provided completely remotely.
For Investment Management, we partner with a Robo-Advisor that provides a Digital Account Set-Up process, that takes 10-15 minutes.
For Life, Critical Illness, and Disability Insurance, we can offer Remote Applications in British Columbia Only, due to Licensing.
What changes have you made to keep your customers safe from Covid-19?
We are currently Only offering Video and Phone Meetings. Until further notice, no in-person meetings are available.
Financial Planning
Retirement income plans, Comprehensive Financial Plans, Savings Plans, Cash Flow Planning, By the Project Planning, and individual offerings for RDSPs from an Expert
Investment Management
We partner with Robo-Advisors to lower investing costs. On average, clients save 30% compared to the average mutual fund. We offer Retainer or Subscription pricing, not tied to the balance of your investments. We also guide Self-Directed Do-it-Yourselfers
Insurance Broker
In the province of British Columbia, we’re licensed to offer Life Insurance, Mortgage Protection, Critical Illness, Disability, Personal Health, Group Benefits, and Long Term Care
Advice Only Consultations
Second Opinions, RDSP, Education, Financial Literacy, Debt vs. Saving Analysis, Pension Plan Commuted Value Analysis, CPP/OAS Optimization,
Retirement Income Planning
The core focus is on building a Financial Plan that focuses on Action Steps from now until Retirement. We gather all assets, income, debt, and financial information into 1 comprehensive plan. We then project various retirement dates and scenarios. We analyze investments, and optimize withdrawal strategies. This helps money last through retirement, reduces fees, maximizes tax efficiency, reduces volatility, you reach your financial goals, and it improves estate transfers. You can even keep your investments where they are. Pricing will vary depending on the complexity of the plan
