As a mortgage agent, my goal is simple: to help you achieve your financial and homeownership goals. Whether you’re a first-time homebuyer, new to Canada, an investor, a business owner, or someone dealing with bruised credit, high debt, or complex financial challenges, I have solutions for you.
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What do you love most about your job?
I enjoy helping people if its purchasing their first home or that vacation home is a great feeling. I also take great pride in helping those who need it most who may not be in the best season of life. In the end its about the client experience for me.
What inspired you to start your own business?
Over 20 years ago, I started my journey with a purchase using only a 5% down payment. Since then, I’ve owned a couple of rental properties and built a 4.99-star Airbnb—all because I dared to ask the question: “Can I do this?”
I became a mortgage agent because I know what it’s like to start with little. With someone in your corner, you can achieve more than you imagined. A mortgage isn’t just a payment—it’s a strategy that can unlock opportunities. If you’re interested, I’d love to share what I’ve learned.
Why should our clients choose you?
Every Bark agent can offer great service and get you approved. Real value lives between the closing date and renewal. My Rate Insurance protects that gap. I continuously monitor the market and your mortgage; if a money-saving opportunity appears, you and I will both know through my monthly Homeownership Report (Free Service). Don’t wait for renewal to find out if you could have paid less—know you’ve got the best rate all the way through.
Can you provide your services online or remotely? If so, please add details.
Yes I provide services online. I use google meet for video calls and available through phone and email.
First Time Home Buyer
- Step-by-step guidance from pre-approval to closing
- Access to first-time buyer incentives and rebates
- Expert advice on down payments and closing costs
- Education on mortgage types, terms, and strategies
- Ongoing support to ensure confidence in your first purchase
New to Canada
- Mortgages tailored for clients with limited Canadian credit history
- Guidance on minimum down payment requirements for newcomers
- Access to lender programs designed for permanent residents & work permit holders
- Support with documentation and income verification
- Helping you establish credit while building homeownership
Business Owners & Self-Employed
- Mortgage options beyond traditional income verification
- Programs designed for stated income, fluctuating income, or incorporated businesses
- Access to lenders who understand self-employed challenges
- Guidance on minimizing tax impacts while maximizing borrowing power
- Customized solutions that work with your business structure
Investors
- Access to competitive rates for rental & multi-unit properties
- Guidance on portfolio financing and scaling investments
- Strategies to maximize cash flow and leverage equity
- Insights into market trends and lender policies for investors
- Support with refinancing to grow your real estate portfolio
Bruised Credit & Debt Solutions
- Options for clients with past bankruptcies, consumer proposals, or missed payments
- Access to alternative and private lenders when banks say “no”
- Strategies to consolidate debt and lower monthly payments
- Plans to rebuild credit for better future mortgage terms
- Personalized solutions focused on financial recovery and stability