Nadiia Khomenko, Senior Partner in Eau Claire Partners

Health and critical illness insurance help cover the high costs of medical treatments and recovery if you face serious health challenges. From cancer and heart disease to strokes and other critical illnesses, this coverage ensures you can focus on healing without the added stress of overwhelming bills.

If an injury or illness prevents you from working, disability insurance steps in to replace a portion of your income. This vital protection keeps your finances stable while you recover, allowing you to pay bills, support your family, and avoid dipping into savings.

Finally, hospitalization, accident, and sickness insurance offer extra protection by covering unexpected hospital stays, surgeries, and related expenses that might not be fully covered by public health plans. This helps reduce your out-of-pocket costs and speeds up your recovery process.

Together, these personal protection options provide comprehensive support tailored to your needs—helping you face the future with confidence and security.

Supporting your loved ones means more than just keeping them close—it means ensuring their health and safety while they’re visiting Canada. That’s why Family & Visitor Coverage is so important. Whether you’re welcoming parents, grandparents, or other family members, having the right insurance gives you peace of mind and protects them from unexpected medical expenses.

One of the most popular options for extended family visits is Super Visa insurance, specially designed for parents and grandparents coming to Canada. This coverage is not only affordable but also meets the Canadian government’s strict entry requirements, ensuring a smooth visa approval process. It typically provides comprehensive health coverage, including emergency medical care, hospital stays, and prescription drugs—everything needed for a safe and worry-free visit.

Our plans are flexible and tailored to your family’s unique needs. Whether your loved ones are staying for a few months or several years, we can customize coverage duration and benefits to fit their situation. This means you won’t pay for coverage you don’t need, but you’ll have protection exactly when it counts.

Protecting your family is a priority, and with the right visitor insurance, you can focus on making memories, not worrying about what-ifs. Reach out today to learn how to safeguard your loved ones while they enjoy their time in Canada.

Plan confidently for your future with expert guidance and smart strategies.

Life is full of transitions—buying a home, starting a business, raising children, and preparing for retirement. A personalized financial plan helps you navigate every stage with confidence. I work closely with individuals, families, and business owners to create tailored strategies that match your goals, values, and lifestyle.

Whether you're just starting to build savings or already thinking about retirement, it’s never too early—or too late—to take control of your financial future. Together, we’ll look at your income, expenses, debts, and long-term goals to develop a step-by-step plan. This may include budgeting, debt reduction, insurance protection, investment strategies, and estate planning.

Planning for retirement isn’t just about saving money—it’s about creating peace of mind. I’ll help you build a retirement income strategy using tax-advantaged accounts like RRSPs, TFSAs, LIRA and pensions to ensure your money lasts and supports the life you envision.

As a licensed broker with access to top financial and insurance products, I offer truly customized solutions. Plus, my guidance includes tax-smart strategies to help you preserve more of your wealth and grow it over time.

Let’s take the guesswork out of your future and build a plan that gives you confidence today and security tomorrow.

As a business owner, you wear many hats—leader, visionary, decision-maker. But one of your most important roles is protector—of your team, your partners, and the future of your business.

That’s where smart insurance and financial planning come in.

Tailored life and health insurance for entrepreneurs is essential. It ensures that in the event of a serious illness, accident, or untimely death, your family and your business are not left unprotected. With the right coverage, your financial obligations can be met, and your business can continue to operate smoothly.

Key person insurance protects your company if a crucial member—like you or a partner—can no longer work due to death or disability. It provides a financial cushion to help cover hiring, training, or lost revenue. Shareholder or partnership protection ensures that buy-sell agreements can be funded properly and that ownership stays in the right hands.

Offering employee benefits plans like health, dental, and disability coverage is also a strategic move. It helps you attract and retain top talent, boosts morale, and demonstrates that you value your team.

As a licensed broker with access to top insurers , I help business owners put strong, affordable protection in place.

Let’s talk about securing your business, your family, and your future.

Building wealth is a long-term journey, and having the right strategies and tools is essential to growing your money effectively. Whether you’re saving for retirement, your children’s education, or simply want to grow your financial security, investment accounts offer powerful ways to make your money work harder for you.

Registered accounts such as RRSPs (Registered Retirement Savings Plans), TFSAs (Tax-Free Savings Accounts), RESPs (Registered Education Savings Plans), and RDSPs (Registered Disability Savings Plans) provide tax advantages that can significantly boost your savings over time. Each of these accounts serves a different purpose, so understanding how to use them together can create a well-rounded financial plan tailored to your unique goals.

An RRSP helps you save for retirement by allowing your contributions to grow tax-deferred, meaning you don’t pay taxes on the investment earnings until withdrawal, often when you’re in a lower tax bracket. TFSAs offer tax-free growth and withdrawals, providing flexibility for both short- and long-term goals. RESPs are designed to help parents save for their children’s post-secondary education, often supplemented by government grants. RDSPs support long-term savings for people with disabilities, offering additional incentives and support.

Beyond selecting the right accounts, effective wealth building involves smart investment strategies—diversifying your portfolio, managing risk, and staying consistent with contributions. I work closely with clients to develop personalized plans that align with their financial goals, risk tolerance, and timelines. Together, we create strategies that not only protect your money but also help it grow steadily over time.

Let’s make your money work harder and build the financial future you deserve.