Get Your Mortgage Approved - 20+ Years of Proven Results | Toronto & GTA and Ontario.
I've successfully approved over 1,000 mortgage applications in 20+ years as a dedicated mortgage broker. No matter how complex your situation, I find solutions that get results.
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14 customer reviews
MATTEO NELLI
Perfect job and give the best support . Lucia she is the best like consultant and strategy for buy a property . Suggested for anyone that thinking to purchase a house
Reviewed on Google Maps
Laura Elliott
Lucia was an absolute pleasure to work with. In a time of absolute need and expedience for my ailing parents, she not only was extremely professional but also showed her kindness and empathy towards the situation. Lucia spent hours upon hours of her own personal time to assist with our unconventional circumstances. This is a person that you need on your side to get things done right and promptly. Her experience and knowledge guided us through an extremely difficult situation. I can’t say more things than this is the person to have by your side when making the decisions needed for a mortgage. Thank you Lucia! More...
Reviewed on Google Maps
Cathy
Lucia is amazing. She is so knowledgeable. I had a few questions for her and she was most helpful and patient with me. I would highly recommend Lucia for all your mortgage needs!
Reviewed on Google Maps
Amanda McCaskie, Realtor
Lucia was very responsive, she got the mortgage done for my clients. Great rates. It was a pleasure to deal with her. She went above and beyond to get my clients a good deal on their mortgage. I'm very pleased with what Lucia has done. It's been a pleasure and I hope you can help more of my clients get into homes! More...
Reviewed on Google Maps
Simone Hernandez
Lucia is AMAZING!!! She works to get her clients the best mortgage rates ever and will not stop until that is established. You can connect with her anytime and the takes time to explain any questions or concerns her customers may have no matter how long it takes. Thank you Lucia for everything, you make the process look like a walk in the park. More...
Reviewed on Google Maps
Happy Client
I’ve had the pleasure of working with Lucia over the past month to secure a Reverse Mortgage. After some challenging experiences with others, I reached out to her—and I’m so glad I did. Lucia has truly been a guiding light throughout the entire process. Despite a few hurdles along the way, she remained consistently positive, proactive, and focused on finding the best solution for our financial needs. She kept in regular contact, often checking in multiple times a day with updates and clear direction. Lucia is far more than just a broker. Her years of experience have given her a deep understanding of the process and a remarkable level of professionalism across the board. I’m grateful for her dedication and would highly recommend her to anyone navigating this journey. More...
Reviewed on Google Maps
Anna D
Outstanding service, Highly recommended. I had an amazing experience working with Lucia on securing my mortgage. From start to finish, she was incredibly professional, knowledgeable, and dedicated. She took the time to explain every step of the process clearly, answered all my questions promptly, and found the best possible mortgage option for my needs. What really stood out was her attention to detail and personal commitment, Lucia truly went above and beyond to make sure everything went smoothly. Thanks again for your expertise. More...
Reviewed on Google Maps
Adina Runcanu
I’ve known Lucia for over 15 years and have worked with her on multiple mortgages during that time. Each experience has been seamless, professional, and personalized. She’s incredibly knowledgeable, detail-oriented, and truly goes above and beyond to ensure everything runs smoothly from start to finish. What sets Lucia apart is her honesty, responsiveness, and genuine care for her clients. She takes the time to explain every step and always finds the best possible solution tailored to your unique situation. I always feel confident and supported working with her, and I wouldn’t trust anyone else with such an important part of my financial life. I highly recommend Lucia Gugliuzzi to anyone looking for a top-notch mortgage broker! More...
Reviewed on Google Maps
Angelina Fortini
My husband and I couldn’t be happier with Lucia! She has been INCREDIBLY helpful. Lucia has made getting a mortgage so easy and stress free, I was blown away with how smoothly everything went and I know it’s because we had Lucia on our side. Highly recommend her! 🙏🏼
Reviewed on Google Maps
Susan Oswald
Lucia is a true professional, she is goal oriented, kind and sincere. I have full confidence in the information, she gives as i know from experience that she finds solutions based on her clients unique individual needs. Lucia exemplifies customer service at its best; she takes her time to explain what she is doing and she listens to you as a client. Lucia makes you as a client feel calm in one of the most important financial decision you will ever make. Lucia is readily accessible via phone, text or email. Lucia worked hard to help me reach my goals and guided me every step of the way. Thanks for all your support and assistance. More...
Reviewed on Google Maps
sasha
Mortgage Advice
Lucia is very knowledgeable and wanting to help you get the best service.
Lucia Dellaterza
Mortgage Advice
Amazing, people person, hardworking. The best.
Will Bachewich
Mortgage Advice
Lucia was very helpful and quick to respond back to my questions.
Reply from Lucia Gugliuzzi - Mortgage Broker
Thank you so much for your input, it's very helpful. You are welcome to ask me questions anytime you need my assistance and input.
Mario Daniel Sconza
Lucia is awesome! She and her team exactly know what they are doing. They provide excellent customer service and have in-depth knowledge of the business. We refer clients with high assurance that they receive the very best in their craft. Their experience hone their skills and talents that they share with their referred clients. Thank you Lucia for your team and the wonderful experience. May you and your company continue to grow and help your community. More...
Reviewed on Facebook
What do you love most about your job?
I love taking the stress out of the mortgage process. Many clients come to me frustrated after dealing with banks — slow answers, uncertain responses, or feeling like just a number. What I enjoy most is giving people clarity, options, and personal guidance so they know exactly where they stand. Seeing the relief on a client’s face when things finally make sense is the best part of my work.
What inspired you to start your own business?
Coming from the banking world, I wanted clients to have more personal support and real guidance. Too often people felt like a number at the bank, so I started my own business to offer multiple options, clear answers, and one-on-one service.
Why should our clients choose you?
Clients choose me because I make the mortgage process clear and manageable. Banks often give slow responses and limited options — I offer fast answers, multiple lending choices, and full transparency. With over 20 years of experience and consistent 5-star reviews, my focus is always on getting the best outcome with no surprises
Can you provide your services online or remotely? If so, please add details.
Yes — most of my services can be provided online or remotely. I meet clients by phone, video call, or secure email, and handle applications, document collection, and approvals digitally. I use robust tools to ensure privacy and security, so clients can work with me from anywhere in Ontario with full confidence.
What changes have you made to keep your customers safe from Covid-19?
I like to think Covid is a thing of the past, but during that time my clients never experienced a lack of service. All files were handled safely and securely, and the systems I put in place then continue to keep the process smooth, private, and convenient today."
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