We are dedicated to providing sound advice in all areas of financial planning. These include, financial management, insurance, investments, tax planning, retirement planning and estate planning. We are proud of the work we do with both individuals and business owners.
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What do you love most about your job?
I love working with people to organize them and help them create a vision of their future. No two people are the same so every financial plan is unique.
What inspired you to start your own business?
I started my career as an employee benefits rep for a major insurance company. In 2001, I left to start my own firm where I originally focused on employee benefits and then slowly began to transition to working with business owners and their families.
Why should our clients choose you?
I run and own a completely independent firm which means my clients are you and not the insurance or investment companies. I am able to hand pick the companies I work with so I can find the best value for my clients.
Can you provide your services online or remotely? If so, please add details.
I love meeting clients face to face. With technology today, however, I am very familiar with Teams, Google Meets, Zoom and FaceBook so if my clients want to meet online, I can accommodate them in any way. What I love about this medium is the ability to see my clients but also show the documents.
What changes have you made to keep your customers safe from Covid-19?
I ask my clients what they are most comfortable with. I am happy to accommodate anyway they want.
Insurance
Insurance is an essential part of a sound financial plan. A well-diversified insurance portfolio will include the following areas of coverage: life insurance, disability insurance, critical illness insurance, health & dental insurance, travel insurance. Lets review your insurance portfolio.
Financial Planning
A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them.
Estate Planning
One area often overlooked by individuals is the attention to what will happen to their estate after they die. How will their assets pass to the next generation? Have you maximized your ability to use beneficiary designations? Do you understand when to use a successor annuitant? Should you use a trust?
Investments
Planning for your retirement involves balancing your income resources with your expenses. Money should never sit idle. Once you know what money you have to invest, then you have to decide what types of investments. Low cost investments are good but will they really allow you to retire 30% wealthier? Is cryptocurrency a good investment? Are huge periodic returns better than steady year over year returns? Can life insurance be another asset class? Yes!
Business Owners
When you are full of ideas for starting a new business, all you can see is what’s going to happen tomorrow. The thought of having their vision turned to reality often blinds new entrepreneurs to that all-important question: Does it all makes sense financially? While passion is key to turning vision into a functional business, prudent financial planning is critical to ensure that reality comes to fruition, and continues to survive and thrive!
