Dumont Wealth

We help you plan for retirement with clarity and confidence. This includes defining your ideal lifestyle, calculating how much you’ll need, and structuring your super to generate sustainable income. We also advise on transitioning from accumulation to pension phase, ensuring your money works as hard as you have.

Tax planning is about more than deductions—it’s about strategy. We provide forward-looking tax advice to help reduce your liability legally and effectively. From managing capital gains to pre-retirement tax strategies, we help structure your finances alongside your personal accountant.

Your estate plan is a vital part of your legacy. We guide you through critical decisions including beneficiary nominations, powers of attorney, and structuring your assets. We focus on protecting your estate from unnecessary tax and ensuring your wishes are honoured, giving you and your family peace of mind.

We make personal insurance simple. Whether you need life, TPD, trauma or income protection cover, we assess your needs and compare policies from multiple providers to ensure you have the right level of protection at the right price.

We protect your business continuity with insurance-backed strategies for succession planning. Whether through buy/sell agreements or key person insurance, we help you reduce risk and preserve value if a business partner or critical staff member is lost due to illness or death.

A well-crafted budget is the foundation of financial success. We help you gain control over your income and expenses, align your spending with your goals, and build a plan that supports both short-term needs and long-term aspirations. It's not just budgeting, it’s a lifestyle strategy.

We help you navigate the often-overwhelming shift from work to retirement. Whether you're cutting back your workdays or accessing your super gradually, we structure a flexible plan to ease your transition, reduce tax, and maintain your financial wellbeing through the change.

We offer annuity solutions that provide guaranteed income for retirement, suited for conservative investors who value stability. They can complement your super strategy, reduce Centrelink assessment impacts, and deliver certainty in an uncertain market.

Navigating Centrelink and Age Pension rules can be difficult. We assess your eligibility, structure your assets, and determine your benefits, ensuring you don’t leave money on the table. If you're approaching retirement, speak with us early to plan appropriately.

We help you harness the power of super contributions before and after retirement. From concessional to non-concessional and downsizer contributions, we guide you through rules, limits, and timing to ensure tax-effective, compliant strategies that support your broader goals.

Our investment strategies are personalised and transparent. Whether you’re investing in shares, managed funds, or SMAs, we design portfolios that reflect your risk profile, investment horizon, and goals. It’s about building wealth without unnecessary complexity or hidden fees.

Investment bonds are powerful tools for long-term savings, education funding, and estate planning. We help you understand their tax benefits and how to structure them correctly. Whether for yourself, your children or grandchildren, we ensure your bond strategy is tailored and effective.

We help you invest in alignment with your values. Whether avoiding certain industries or favouring ESG-rated companies, we construct ethical investment portfolios without compromising performance. If sustainability matters to you, we’ll make sure your money reflects that.

If capital preservation and reliable income are your priorities, we may consider some fixed interest investments like term deposits and government bonds may suit. We assess these options within the context of your overall financial plan to ensure security without sacrificing opportunity.

SMSFs offer control and flexibility, but come with responsibility. We assist in setting up, managing, and investing within your SMSF, ensuring compliance, diversification and alignment with your retirement goals. We also help determine if an SMSF is the right fit for your situation before you commit.