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Smart Financial

Greenhills Centre, Greenhills Rd, Walkinstown, Dublin 12, Ireland

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2 hour response time

Get a free quote from this professional

‘21 Certificate of Excellence, 2021

About

We are Financial Advisors offering personal and corporate financial solutions to those looking for SMART and honest Advice to ensure YOU have the most suitable and tax-efficient products in place for securing and protecting your financial future.

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16 hires on Bark
2 hour response time

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Reviews (5)

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5/5

5 customer reviews

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Verified
15 November 2021

Financial Advisors

friendly , professional , very informative

Verified
6 February 2021

Financial Advisors

Very quick response was put in touch with the right person within a matter of hours great service

Smart Financial
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Smart Financial

Reply from Smart Financial

Thank you for your review Nathan - your feedback is appreciated! We always aim to provide the best possible service.

16 October 2020

Mark from Smart Financial contacted me with a query I had in terms of taking out an illness policy. He explain to me in clear English the pros and cons of income protection vs serious illness and I was extremely happy with the advice I got. I also priced around for better value but Smart Financial was incredibly priced. I would feel very comfortable recommending Smart Financial to friends and family as they are very professional and clear in communication. More...

Smart Financial
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Smart Financial

Reply from Smart Financial

Hi Jonathan, Thank you for the review! We appreciate your kinds words. Its always important to be provided with suitable cover and to ensure you are getting good value.

14 October 2020

Smart Financial were extremely professional, efficient and dedicated to finding the right investment plan for me. I highly recommend getting in touch with them should you have any worries or concerns with your finances.

Smart Financial
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Smart Financial

Reply from Smart Financial

Thank you Sandra, we appreciate your review.

12 October 2020

Smart Financial were very professional and their approach and knowledge of the financial sector was fantastic, I would highly recommend them.

Smart Financial
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Smart Financial

Reply from Smart Financial

Thank you for your review Paula.

Q&As

As a Financial Advisor I have the privilege of helping individuals with their money, which impacts their whole life. Everyone’s financial situation and paths are unique and to be able to delve a little deeper into people’s past, where they’re headed, and find out what is most important to them allows me to assist them in the best way possible to achieving long-lasting financial goals.

This is hugely rewarding, both personally and financially, as it allows me to develop the most suitable Financial Plan and strategies for securing and protecting not only theirs, but most importantly their family’s financial future and well-being.

It is always humbling to hear directly from clients how myself and my team has had a positive impact on their lives, helping them through either the simplest financial decisions, and at other times more comprehensive financial achievements.

I found my passion starting off my career in the Life Insurance industry in 2005. Gaining significant experience in the areas of Pensions, Investments and the Protection business, I have always had the entrepreneurial mindset to start my own Financial Planning brokerage where I could build up my own team (and company) on the fundamental principles of an ethically run business, with shared ideas and open team communication.

These principles have since enabled my team to be shortlisted for the coveted ‘Best new Brokerage’ accolade in 2015 imparted by the Professional Irish Brokers Association (now Brokers Ireland LPI awards).

Our focus is to listen, ask the right questions, and really understand what you want to achieve, and help you get there. Sometimes this can be something quite simple, other times a more comprehensive, long-term financial strategy is required to achieve a financial need or objective.

With all of our Senior Financial Advisors having achieved their Qualified Financial Advisor (QFA) designation coupled with many years of experience, we always aim to work in our client’s best interests, and provide the best-in-class financial solutions for those seeking professional and honest financial advice. We pride ourselves on going the extra mile for all our clients.

We can provide all of our services either:
- Online
- Remotely (Zoom/video call/phone call); or,
- In person (With Socially Distanced measures in place)

We have Socially Distanced measures in place:
- Customers are required to wear a Face covering (mask) and disinfect their hands (anti-bacterial spray) on entering the premises.

Services

Pensions are an extremely tax efficient way of saving, where investment growth within the fund is tax free. You also get Tax Relief on your saving your marginal rate of tax.

Pension funds accumulate tax free until retirement and you get a percentage of your fund tax-free at retirement.

Pension Options include:
- Personal Pension Plan (PPP)
- Personal Retirement Savings Account (PRSA)
- Personal Retirement Bond (PRB)
- Approved Retirement Fund (ARF)
...and many more.

Mortgage Protection insurance is a specialised life insurance policy (or decreasing life cover) designed to pay off a mortgage or a loan in the event of your death.

Mortgage Protection Insurance is a simple and affordable way to safeguard your family against the financial burden of an outstanding mortgage by helping to pay off the remaining balance up to a specified amount.

With the right coverage, your family can continue living in the house they have come to call home.

Life can be unpredictable, but with the right life insurance cover in place, you’ll always have peace of mind.

Whether you’re looking for protection for your family, or cover for your business, we can help you find the right life insurance plan. We all have different needs when it comes to life insurance and here at Smart Financial we’re here to help you choose the right protection policy for you.

Serious illness insurance pays you a lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers. It is also sometimes called “Critical Illness Cover”.

It is often sold as an extra benefit on a life insurance or mortgage protection policy; however, it can also be sold as an insurance policy on its own.

What is covered?
- Cancer of specified severity
- Heart Attack
- Stroke
- Kidney Failure
- Major Organ Transplant
- Parkinson’s Disease

Income protection insurance pays out a regular cash payment that replaces part of your lost income if you cannot work due to a medium to long-term illness or disability. It can also be called Permanent Health Insurance “PHI”. It is not the same thing as private health insurance. Income protection insurance does not cover redundancy.

Are you eligible?
To obtain income protection insurance cover, you must be in full-time paid work or be self-employed. Protection of your income is something that is very important. It provides financial support should health take its toll. You can also claim back tax on your income protection premium. Contact your Smart Financial advisor today to see if income protection is a product that is suitable to your needs.

There are many types of business insurance available. It is very important that you seek independent financial, tax and legal advice before choosing cover that would suit your Company.
An example of a Business Insurance includes Key Person Insurance:
As an employer, you know that running a your business means having a team of great people, but there may be one person who stands out as being a key player in the company’s success. This person’s knowledge, work, or overall contribution is considered uniquely valuable to the company. How would your business cope if that person were to pass away, or become seriously ill? Key Person Insurance helps to protect your business, should such unfortunate events occur.

This is a business-specific life insurance that can compensate a company for the financial loss and other consequences of the death of an important member of the business.

We look at your particular financial situation from a holistic perspective, understand your unique situation and needs and develop an impartial, tax efficient Wealth Management plan through appropriate investment solutions to help you achieve peace of mind for your objectives and future financial security.

Our Solutions include:
Structured products
Unit trusts (shares, bonds, property, and cash)
Offshore Investing
ESG Investing
Alternative Investments
ETF's
Bonds
REIT's