Osprey Wealth Management

About

Osprey Wealth Management has been set up to help clients achieve their financial dreams and aspirations by complementing a robust investment proposition with detailed planning. This enables you as the client to know where you are currently in terms of achieving your objectives and what needs to be done in order to ensure that this is the case.

Regular reviews of this position give you the peace of mind of knowing that you are on track and everything is taken care of and small amendments can be made along the way should your circumstances or goals change.

We offer fully independent advice which ensures that we can choose the best options for our clients without being restricted to any individual product or provider. We can help with the following areas:

Pensions - Both saving towards retirement (and ensuring that you get the maximum benefit from the tax reliefs available) and building a plan to ensure that you get the most out of your savings when you begin taking your benefits

Investments - We can help put together an investment portfolio aligned with your risk level for savings into stocks and shares ISAs, General Investment Accounts, investment bonds etc

Financial Protection - We can advise on and review the entire market place to help you set up financial protection plans to ensure that insurance is in place should the unexpected happen. We can also review existing policies to see if you could get the same cover at a lower cost

Inheritance tax planning - On death, inheritance tax is payable at a rate of 40% on the value of any estate in excess of the nil rate bands. With careful planning, we can help to mitigate this to ensure that your beneficiaries inherit everything you have worked hard for throughout your life rather than HMRC

Tax advantaged investments - We can help with investments in investments such as Venture Capital Trusts (VCTs), Enterprise Investment Trusts (EISs) or Seed Enterprise Investment Schemes (SEIS) which offer some attractive tax reliefs for those willing to take on more risk

Financial modelling and planning - building a financial plan tailored to your current circumstances and needs to give you a better picture of where you are in terms of achieving your objectives

Long term care planning - We can help outline your options should you need to go into care

We manage a range of traditional and ethically managed investments across a selection of different risk levels with a low cost version of each offering for those that are focused on charges. This allows us to ensure that your investments are tailored to meet your needs whilst maintaining a level of risk that you are comfortable with. By combining this with other sources of value such as detailed tax planning, we can ensure that your investments are set up to fulfil your goals as efficiently as possible.

We aim to place you as the client at the centre of our service and have designed our charges to align with this. We believe in charging fair and competitive fees in return for ensuring that you achieve everything that you need to with your finances to safeguard your future. Your savings are only a vehicle that enables you to do this but the important thing is that in the long term they enable you to live the lifestyle that you wish to have.

We hope to hear from you soon.

You can find a number of client reviews on the link below:
https://www.vouchedfor.co.uk/financial-advisor-ifa/warlingham/029075-ross-crake/reviews

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