Mortgage Direct NI
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We specialise in 3 Key Areas:
- Securing the best mortgage deal tailored speficially to each clients needs and circumstances
- Buildings & Contents Insurance to protect the family home
- Creating the best protection portfolio within your available budget to protect the most important thing, you and your way of life if and when the worst should happen
1 customer review
Leanne Magee
A very quick and efficient service. Staff are great, nothing was too much trouble. Highly recommend Michelle and team.
What do you love most about your job?
I love helping clients achieve the dream of owning their own home and protecting their homes and families against death, serious illness, accident or injury.
Once I help a client, I usually end up looking after many of the family and friends and I have even started helping my original clients children buy their first home which makes me feel old considering they were children when I first started to look after their parents!
What inspired you to start your own business?
I have always had that fire in my belly to want more, to do more and I've always been an incredibly hard worker having started my first job at age 12!
Why should our clients choose you?
I am honest, genuine and have a wealth of expertise.
I go above and beyond for each and every client and I do the best job EVERY time.
When you become a client of mine, your become a client and friend for life and I continue to look after you throughout your lifetime.
Mortgage Advice
Mortgages
• First time buyers
• Home improvers
• Home movers
• Re-mortgages
• Capital Raising mortgages
• Self build mortgages
• Self-employed mortgages
• Shared Ownership
• Right to buy
• Buy to let
Income Protection
Income protection insurance (sometimes known as permanent health insurance) is a long-term insurance policy designed to help you if you can’t work because you’re ill or injured.
It ensures you continue to receive a regular income until you retire or are able to return to work.
The 4 main benefits of income protection are:
1) It ensures you can pay your bills and maintain your lifestyle
2) It ensures your credit score is protected by providing you with an income that allows you to pay the bills and not miss or be late on a payment
3) It protects your savings because with the replacement income that this provides, you will not have to dip into your savings pot
4) It protects your pension because with the replacement income that this provides, you will not have to take your pension early
Critical Illness Cover
Critical illness insurance will pay out if you get one of the specific medical conditions or injuries listed and you meet the definition set out in the policy.
Every year, 1m workers in the UK unexpectedly find themselves unable to work because of injury or illness, according to the ABI (2015).
Examples of critical illnesses that might be covered include:
Stroke
Heart attack
Cancer
Multiple Sclerosid
Children's Critical Illness
Some policies will make a smaller payment for less severe conditions, or if one of your children has one of the specified conditions.
Buildings & Contents Insurance
Home insurance is a general term used to describe two very different types of insurance:
Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets
Life Cover
Life insurance can pay your dependents money as a lump sum or as regular payments if you die.
It’s designed to provide you with the reassurance that your dependents will be looked after if you’re no longer there to provide.
Trusts & Will Planning
