Dwaine Martin Financial Planning

Fear and worry are understandable, particularly as the coronavirus (COVID-19) outbreak led to the biggest daily drop in the FTSE 100 since the financial crisis.



Trying to second-guess the impact of events such as the coronavirus or the recent stock market volatility – or even attempting to make a bet on them – rarely pays of. Instead, investors who focus on long-term horizons – at least five to ten years – have historically fared much better.



Sensible diversification – owning a mix of assets, including shares, bonds and alternative investments such as property – can help protect investors over the long term. When one area of a portfolio underperforms, another part should provide important protection.



When it comes to multi asset portfolio performance and tax efficiency our results speak for themselves.



Our Investment Managers and resident Economists have created exceptional growth and income portfolios that take in to consideration short, medium and long-term strategies.

Tax laws are complex and constantly changing which is why specialist tax planning can have an immense impact on current and future wealth planning. With our expertise we are able to turn tax knowledge into opportunities for the benefit of our clients.



We use a range of strategies and solutions including legitimate government-approved schemes to ensure our clients are always optimised.

Whether it be purchasing your dream home, helping your children get on the property ladder, buying an investment or buy to let property or even a commercial or holiday let we are here to help, our expert team will find the best solution available having assed your needs.

We will provide you with a friendly, efficient and professional service guiding you throughout the entire process.

Insurance solutions are often given an unfair label. That is, until the worst happens and then we can be extremely thankful protection was in place.
Just like our investments, we offer tailored protection solutions suited to career cycle, lifestyle and family that ensures the appropriate cover is always in place.
Life insurance provides a safety net. Ultimately, it offers reassurance that your family and business would be protected financially should the worst happen. We never know what life has in store for us, as we’ve seen in recent weeks with the outbreak of COVID-19, so it’s important to get the right life insurance policy.
A good place to start is asking yourself three questions: What do I need to protect? How much cover do I need? How long will I need the cover for?

For our corporate clients we have the technical expertise and also an extensive range of solutions to maximise income and reduce costs.



Furthermore, with the help of government approved schemes it is possible to reduce a number of standard taxes such as corporation, income, capital gains and inheritance tax.



Our services include, but are not limited to:



Profit extraction & legitimate tax reduction

Preparing for business sale & protecting proceeds

Retirement planning, income streams & pension maximisation

Personal taxation planning

Forensic Cost Reduction

Alternative Investments & Private Equity