Finance & Accounting
Designed Custom accounting systems
Provide accounting services and trained users
Proficient in all aspects of accounting including year-end reports and statements
Completed full cycle accounting to ensure customers increasing profitability
Mortgage & Finance Agent
Arranged financing for clients looking to purchase, refinance a (residential and/or commercial properties) and assisted in debt consolidation when required.
• Met clients to discuss their financial requirements including debt consolidation.
• Assisted clients repair bad/bruised credit
• Worked with client’s credit records and determine the best suitable lender(s).
• Ensured that clients and lenders requirements were mutually met to complete the transaction.
• Underwrote accurately the whole mortgage application process.
• Negotiated best financial terms for the clients and the lenders
• Kept constantly informed about new products and services.
• Continued education to maintain FSCO licensing requirements.
• Assisted and trained brokers with underwriting mortgages, at times in different languages
• Assisted brokers in completing their compliance files.
• Adhered and conformed to all the strict compliance issues on client files such as:
o Verified the validity of employment as stated in the application.
o Matched paystubs to income letters to bank deposits.
o Ensured that Notice of Assessments were valid and not fraudulent.
o Verified IDs to ensure SIN numbers match with credit bureaus on the application
• Determined and established during the first meeting, if the client met the requirements and will remain compliant while being a home owner.
o Had good Character and responsibility to be an owner.
o Had the required Capital to buy a property.
o Had good Credit to maintain regular payments.
o Had good Collateral as a security for the lender
o Had the Capacity to afford the desired property at the desired price range
Fluent in several languages: English, French, Spanish, including Indian and African Dialects
• Customized and implemented business solutions, with skills in system design,
developing application software, including custom fully integrated accounting
• Marketed and sold computer software and software maintenance agreements.
• Experienced as a computer and business consultant for various business industries.
• Proficient in all aspects of accounting including year-end reports and statements.
• Solved problems to meet deadlines under tight time deadlines.
• Delivered results and produced high quality deliverables within budget.
• Multitasked, committed, organized, accurate and result oriented.
• Excellent communication and interpersonal skills to work collaboratively with all
levels of staff and management, motivating and inspiring to achieve results.
• Fluent in several languages: English, French, Spanish, including Indian and African
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