Siddiqui - Credit Manager - Kolkata, WB, India

Md Shamim Alam Siddiqui

Kolkata, WB, India


Credit Manager


As i have done MBA (finance), i am having good analytical skills,interpersonal skills. I am having experience of Working Capital Loans in ICICI Bank as a Credit Processing Associates which define my skills as loan disbursement process, Bank Statemen

Work History

Assistant Accounts Cum Admin Manager

Rustech Products Pvt Ltd

From December 2012

Work Experience:
Name of the Company: Rustech Products Private Ltd., Kolkata (Coal Tar Tapes & Primers’ manufacturer)
Designation: Accounts Cum Admin Manager,
Period: 10-12-2012 to the Present
Job roles included (but are not limited to)
 Preparation of Account Receivables report and cross-checking the Sundry Debtors A/c..
 Follow-up the clients for pending outstanding Amounts.
 Preparation of Purchase sheet for Monthly and cross-checking the same with Purchase register.
 Follow-up the clients for pending “C” forms for collection from parties.
 Scrutinize the various bills for expenses and make them clearance for the same.
 Checking the sales and purchase lists for quarterly returns according to CST, VAT.
 Preparation of the MIS for company’s parties Data to the Chairman for the future reference.
 Handling the petty Cash Book for the daily Operations.
 Preparing the Salary slips of the Kolkata’s Employees and salaries payment to the employees and Labor’s Contractors.
 Meeting with the company’s concerned employees, if any queries regarding the products discrepancies.
 Preparation of all Tax invoice and checking the same according to the Parties’ P.O. and Excise Invoice.
 Others work to be done according requirement of the company.

Credit Associate


October 2011 - November 2012

(under the payroll of I-process Services (India) Pvt. Ltd Finance)
Period: 12-10-2011 to 16-11-2012.

Job roles included (but are not limited to)
✓ Preparation of Input Sheets for clients and give financial comments for the last three years.
✓ Evaluating the documents of the customers in accordance with the checklist provided by the Bank.
✓ Preparation of ETR/GTR/PTR of clients for evaluating the banking transactions.
✓ Preparation of Credit Appraisal Final Memo of the prospective clients for processing the cases and measuring the risks & evaluating them.
✓ Preparation of PAS Fire for the valuation of the clients, if required.
✓ Preparation of the MIS for the BLG clients and sending to the Team Leader for the future reference.
✓ Making the Bank Statement Analysis and cross-check the transactions whether it fraudulent or not.
✓ Preparing the notes of Bank Guarantee and Letter of Credit for setting the limit.
✓ Issue the Bank Guarantee and Letter of credit for the various clients without setting up the limits.
✓ Bill discounting of the BG or LC of the clients against the 100% FD.
✓ Follow up the clients for the pending documents of the clients.

Marketing Executive, Period

Featherlite Developers

June 2010 - July 2011

Job roles included:
✓ Leads by the company and fixing the appointment with the clients.
✓ Explain the products or services which were provided by the company according to the clients' profiles.
✓ Services said to be offering flats in our sites to the prospective clients with the infrastructure development.
✓ If any queries, which were not sorted out at that time, proceed to the Marketing Head and final the deals.
✓ After convincing the customers, feedback to the Marketing Head and follow-up the clients.
✓ Preparation of MIS of the clients to keep the track records.

Trainee, Period

Major Project

February 2010 - May 2010

09-02-2010 to 07-05-2010

Project included:
✓ Working capital of different sectors in Special Economic Zone.
✓ Causes of decreasing the working capital of Company.
✓ Computation of different Ratio Analysis which are applicable in different sectors in SEZ.
✓ Benefits of exports in Special Economic Zone.
✓ Scopes of SEZ in India.
✓ Need of Net Working Capital.

Trainee, Period

HSBC Investdirect Securities India Ltd.

March 2008 - May 2008

Project included:✓ Knowledge of Demat Account and marketable securities.
✓ Measures the various risks involves in broking companies.
✓ Scopes of the capital markets in India.
✓ Best features of company as compared to competitors.
✓ How to deal with the professional in cold calling.
✓ Knowledge of arts of convincing the prospects with the existing products or services.
✓ Learning of how to handle the drawbacks of this capital market in India.
✓ Learning of online trading of Demat account.
✓ Concepts of various factors to increase or decrease the shares prices with volatility.

Qualifications & Certifications


SRM University

PAILAN College of Management & Technology


Ratnakar North Point School

St. Helen's School

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