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Steider - Credit Adminstration - Antioch, CA, USA

Mark Steider

Antioch, CA, USA

Services

Credit Adminstration

Work History

Independent Consultant

From June 2013

Assistant Vice President

Gateway Bank

July 2007 - May 2013

Prepared a wide variety of reports including CRA, BSA/AML, OFAC, USA Patriotic Act, Risk Management, Fair Credit Reporting Act, Fair lending and HMDA. Performed compliance review audits. Reviewed, updated and prepared policies and procedures. Responsible for acting as a resource for regulatory questions from employees. Audited loan files for credit quality control, due diligence, fraud and enhanced due diligence. Responsible for the managements and retention of bank records. Served as liaison between auditors and bank. Responsible for handling inquires from investors including Freddie Mac and Fannie Mae.

Analyst Assistant Vice President

Gateway Bank

July 1999 - July 2007

Approved funding of mortgage and commercial loan packages approval authority $5 million per loan. Responsible for reviewing and auditing entire credit package including loan application applications, reviewing appraisals and financial Analysis. Reviewed credit package to ensure that they met investor guidelines including compliance issues. Responsible for collection and workout efforts for special assets. Analyzed credit information including financial statements, tax return analysis and cash flow projections. Managed staff.

Manager

Loan Administration

June 1998 - July 1999

Responsible for funding and auditing of mortgage loans signing authority up to 1 million dollars. Reviewed appraisals. Managed shipping department. Prepared reports on special assets.

Qualifications & Certifications

Public Administration San Jose State University

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