Espinoza - Certified Real Estate Appraiser/Reviewer - Wildomar, CA, USA

Maria Espinoza

Wildomar, CA, USA


Certified Real Estate Appraiser/Reviewer


In the real estate appraisal industry since 1986. First as a staff appraiser, reviewer, then as a manager for a large financial institution. Have appraised all over Southern California (the counties of San Diego, Imperial and Orange), currently servicing Riverside County. Experience in REO appraisals, HUD/FHA experience
Ability to work within varying client-driven deadlines

Work History

Quality Control Appraiser Analyst


May 2009 - August 2012

Nationwide Appraisal Management Company. Provided Administrative Review of all appraisal services submitted via web. Generated and maintained client guidelines lists for company use. Completed value disputes and desk appraisal reviews.

Real Estate Appraiser

ValueMe Appraisal

From January 2007

Owner of ValueMe Appraisal, a real estate estate appraisal service in Southern
California. Appraising these type of properties: Single Family Residences, Condominiums, Manufactured Homes and 2-4 Multi Family.


ValueMe Appraisal

From March 2007

Assistant Vice President

Washington Mutual

August 1997 - November 2006

Transferred to Washington Mutual Bank (who bought out Great Western Bank) as a staff II Appraiser/Reviewer in 1997. **Served as a production appraiser staff for assignments throughout San Diego County. Promoted to Appraisal Production Manager March 2000. **Supervised production appraisers and their service, i.e. assignment of appraisal requests, report issues, payroll, vacation, performance reviews, equipment, etc. Promoted to Collateral Service Manager
August 2001 **Responsible for the management and oversight of all appraisal service providers (approx 250 approved fee vendors) in San Diego and Imperial Counties. Provide technical guidance and maintained approved fee list.
**Develop and provided leadership to 15 Appraisal Production staff to be productive in a virtual environment. Then transferred to Appraisal Field Analyst October 2004
**Attached to Washington Mutual’s Appraisal Resource Center. Provided
Administrative Review of all appraisal services completed and submitted via internet nationwide. Remained here until Wamu dissolved the appraisal department altogether.

Staff Real Estate Appraiser/Reviewer

Great Western Bank

July 1984 - October 1997

I started as a Loan Processor/Closer in 1984 Escondido, CA. Became an Appraiser Trainee in 1986 working all over San Diego North County (from Oceanside, Fallbrook, Julian and all the cities in between). Transferred to National City, CA as a Lead Appraiser in 1988. Continued as a Staff Real Estate Appraiser/ Reviewer working all over San Diego South Bay (La Jolla, San Ysidro, Lemon Grove and all the cities in between). In 1990 transferred again to Mission Valley where I continued to appraise San Diego Metro to East County (Point Loma, Sorrento Valley, S.D. Downtown, Alpine and beyond). For a period of time I was the only GW appraiser assigned to Imperial Valley County. GW was bought out by Washington Mutual Bank in 1997.

Qualifications & Certifications

General Business

Imperial Valley College

Brawley High

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