I have been a full-time life insurance broker since 1990; and accredited CHS - Certified Health Insurance Specialist. I specialize in providing: life, mortgage life, disability and critical illness insurance solutions to individuals, families and business owners.
I not a 'financial advisor' who provides: insurance and investments. Insurance is my speciality!
I have the RITE partners who have the accreditation, experience and skill set necessary to provide my insurance clients with the RITE: Retirement, Investment, Tax and Estate planning solutions.
Want to solve your insurance problem. Please contact Ken MacCoy, CHS for the solution.
Ken MacCoy began his career in the insurance industry in 1976 and moved to the life insurance and financial services side of the business in 1990.
Ken is an independent broker and Managing General Agent (MGA) for Edge Benefits Inc. and oversees various agents in providing disability, critical illness, final expense plus health and dental benefits for employees, self-employed individuals and business owners.
Ken is an accredited Certified Health Insurance Specialist (CHS™). A CHS is a professional financial advisor specializing in living benefits including income replacement and risk management solutions for individuals, business owners and professionals. It is the only designation in Canada denoting specialized knowledge in all areas of living benefits and is the premier credential in the health insurance industry.
The Certified Health Insurance Specialist (CHS™) was established by The Institute of Financial Planning Standards Council® (FPSC®) to raise the professional standards and practice methods of financial advisors in the health insurance sector. The CHS designation positions financial advisors to meet the growing market demand for informed living benefits advice, through education and practice expertise in all relevant health insurance areas including disability insurance, critical illness, long-term care insurance, basic and extended health insurance, drug and dental insurance, emergency medical insurance plans for travelers and insurance that provides immediate access to healthcare.
Ken’s specialty is solving the individual 'life insurance needs' of his personal and business clients. In addition, Ken’s focus has been assisting sole-proprietors and companies requiring business oriented products and services related needs including: Estate Planning, Business Succession Solutions, Group Employee Benefits, Buy-Sell and Key Person Insurance, Income Replacement and Disability Buy-Out .
Edge Benefits MGA & Independent Producer
The Edge Benefits Inc.
September 2001 - May 2014
MGA for The Edge Benefits Inc. the largest independent distributor of simplified living benefits (Disability & Critical Illness) solutions in Canada. Also, independent producer: LifeStyle Protection Specialist:
Owner & Independent Life Insurance Broker
RitePartner Financial Services
June 2000 - June 2000
Owner & Independent Life Broker providing Insurance and Retirement, Investment, Tax and Estate Planning solutions for individuals, families and small business.
Life Insurance Broker
Ken MacCoy, RHU - Financial Services
March 1990 - June 2000
Hub International - Barton Insurance Brokers in Chilliwack, British Columbia.
Clarica - The Mutual Group - Prudential of England, MacCoy Insurance Life - Nova Scotia.
General Insurance Broker - Commercial Producer
MacCoy Insurance Brokers Ltd.
February 1976 - February 1990
Personal Lines Underwriter with Prudential Assurance. - Commercial Producer & Branch Manager of MacCoy Port Hawkesbury Insurance specializing in contractors, school boards, towns and municipalities. - Commecial Producer, Marketing Manager & Vice-President of MacCoy Insurance Brokers Ltd in Sydney, Nova Scotia.
Qualifications & Certifications
Certified Health Insurance Specialist, CHS™
Financial Planning Standards Council® (FPSC®)