11222 Richmond Avenue, Houston, TX, USA
Top Tax Defenders is a tax resolution firm specializing in our clients' IRS tax problems. Our mission is to uphold and protect the rights of our clients. We promise to work hard and try to exceed our clients' expectations at every opportunity.
Our goal is to help resolve our clients' IRS tax problems fast. We know that through hard work, perseverance, knowledge, experience and applying our proven methods will lead us to success.
Our staff is what makes Top Tax Defenders different from other tax resolution companies. We have experience working for the IRS as tax examiners, and counsels. This gives us an insider's perspective on how the IRS truly works and how we can effectively counteract their tactics. This unique insight allows us to know what the IRS will accept and reject, and this lets us serve our clients' best interest.
We understand how difficult and scary it can be to face IRS debts, but you can have faith that our experienced tax experts will take on the IRS and fight for what you deserve.
3 customer reviews
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I had a great experience with Top Tax Defenders. They’re all professional and experts, the tax preparers and the resolution auditors. The office manager, Priya Mishra was amazing, she walked me through all process step by step and did a great job resulted in reducing my balance due more than I expected. Thank you Top Tax Defenders and big thanks Priya. More...
I was in a little over $100k in debt with the IRS for filings all the way through tax year 2010, I was unable to pay off the total amount and the interest was greater than I could afford. I was referred by a friend to reach out to Top Tax Defenders, Jamal took my case on and we decided the best option based on what I was able to pay. As we know, the IRS can be a very slow process, especially given the circumstances of the current pandemic, we did not receive a response until a little over a year after we submitted our offer, during which time, Jamal was communicating with me of any updates regularly every step of the way. The IRS accepted our offer and I was able to close out my entire debt on 20% of the total amount! I am officially debt free and there is no better feeling- I highly recommend Top Tax Defenders, especially Jamal Naim- they are fast, professional, and very well versed in the dealings of all aspects related to IRS Tax. More...
Have you received an IRS audit notice? While millions of taxpayers are audited every year, the concept that the IRS would like to take a closer look at your taxes can be nerve-wracking.
Even taxpayers that have nothing to worry about because they have filed their taxes in a timely and honest manner may be frightened of an impending IRS audit. Hiring a tax resolution company like Top Tax Defenders for audit representations can help ease the anxiety of an IRS tax audit.
It is important to note that not all audits are done face-to-face; in fact, the majority of IRS audits are correspondence audits, done through the mail. Even if you have not been selected for a face-to-face audit, audit representations by Top Tax Defenders help you assure that you are filling out additional paperwork completely and correctly, an important step to the audit process.
What will the IRS expect during an audit?
You will be notified of what documentation the IRS would like beforehand, so that you may prepare for a face-to-face meeting, or fill out correspondence audit paperwork. The IRS may be examining the entirety of your return, or they may only want clarification for a specific part of the return. For example, if you own a small business and have been continuously reporting a loss, and therefore no tax liability, for the business, the IRS may want further proof of your losses. This could include everything from rent receipts and utility statements, to a detailed record of customer billings.
Most audits end in a change to the return. This could be in favor of the taxpayer, or the IRS; the IRS does not necessarily target taxpayers that may owe them more money. You could walk away from an IRS audit being owed additional tax refund money.
While only about one percent of taxpayers are audited per year, you may find yourself in that minority. Instead of going through the stressful process of an IRS audit alone, seek audit representation from an experienced tax firm. Top Tax Defenders has 27 years of experience with the IRS, and knows what to expect from an audit.
Unfiled Tax Returns
Unfiled tax returns are a serious offense in the eyes of the IRS, and can lead to mounting debt as back taxes and fines pile up. The IRS will not stop the collections process until all unfiled tax returns have been filed, and you have paid back all money due. If you continue to fail to file your taxes, the IRS could place a levy on your wages. If you don’t file your tax return on time each year, the IRS doesn’t take it lightly. And neither should you.
When you don’t file your tax returns, several things happen:
You will not receive any tax refund you are due.
You will be charged a Failure to File penalty* if you were required to file a return.
If you owe taxes, you will be charged a Failure to Pay penalty*.
The balance due starts to accrue interest.
Self-employed individuals won’t receive credit for Social Security income reported.
*You may be able to request a penalty waiver.
If you have unfiled tax returns, the best way to stay out of trouble with the IRS is to immediately file your back taxes. Think that the IRS doesn't notice your unfiled tax returns? Think again. Even if it's been years since the unfiled taxes, the IRS can notify you at any time that they know and are ready to aggressively pursue back tax payments.
If you don't file, the IRS will generate a simple, substitute return, which will not include any credits, deductions, or exemptions you are entitled to. And it leads to a tax bill that can trigger the collection process.
Also, the IRS has targeted non-filers as one of its highest priorities. The agency typically goes after the big fish first, but don’t rely on the IRS ignoring your smaller profile.
Generally, you must file the previous six years along with the current tax return to get back into the good graces of the IRS. However, there is no statute of limitations on IRS collection and enforcement actions.
Failure to File and Failure to Pay Penalties
More on those late penalties:
Failure to file - the penalty is 5% of the unpaid tax per month, with a maximum of 25%. Fraudulent failure to file can triple the penalty to a maximum of 75%.
Failure to pay - the penalty is 0.5% per month with a maximum of 25%.
Interest is accrued not just on your balance but also on the penalties.
A failure to file penalty on any return that doesn’t have a tax debt associated with it is effectively zero. If you want your refund, you have three years to file the relevant returns to receive it. Any refunds from tax returns more than three years old are forfeited.
Earned Income Tax Credit
You must file your tax return to claim the earned income tax credit, even if you are otherwise not required to file. Like refunds, you must file within three years of the return due date to receive the credit.
Collection and Enforcement Actions
Before the IRS files a substitute return for you, it will send several notices in the mail requesting you to file your delinquent returns. If you don’t respond, the IRS can and will:
File a substitute return without any exemptions, deductions, or credits you qualify for.
Place your real property under a tax lien or tax levy if you owe taxes.
Garnish your wages including social security and other income sources.
Garnish your bank account.
Seize your retirement savings or dividends from investments.
Seize personal property such as boats, RVs, and jewelry.
Send garnishment notices to you vendors if you are self employed.
Even bankruptcy can’t stop many of the collection and enforcement actions the IRS takes.
If you willfully refuse to file, you can be charged with tax evasion. Tax evasion is any action taken to evade the assessment of federal or state taxes. Tax evasion is a federal crime that can net up to five years in prison for each offense.
At the least, you may receive one year for every year you neglected to file your income tax return. To be fair, the IRS usually only targets habitual non-filers of non-processable returns and tax protesters for criminal prosecution.
Hire Tax Professionals
If you have IRS tax problems because of unfiled tax returns, Top Tax Defenders can help you. Top Tax Defenders boasts experience and expertise, including:
Over 27 years of IRS tax relief experience
Internal, proven methods developed over years of experience fighting for the client against the IRS
A dedicated staff of experts in your corner
When working with Top Tax Defenders, here is the documentation you’ll need to provide to complete your tax returns:
Top Tax Defenders may have to send a request to the IRS for your wage and income transcripts if you no longer have the information available.
Bring all W-2, 1099, and 1098 forms to show income and mortgage interest
Any information about self-employment, investments, and other income not on file with the IRS.
Stop Wage Garnishment
Criminal Tax Defense
Offers in Compromise
Enter into Non Collectible Status
Innocent Spousal Relief