Murray Cloney & Associates Ltd

There is a need for the profession to move from compliance to reliance.This is something that is facilitated by cloud technology.Businesses will prosper with up to date reliable information properly interpenetrated on a frequent basis and where required a regular attendance at board meetings to facilitate informed decision making.This is the most interesting and rewarding part of our work.

The balance between personal and business life can be tricky.When you add to this the task of preparing and making your tax returns, many can have second thoughts about becoming self-employed in the first place. At Murray Cloney & Associates we have a philosophy of trying to create an environment that enables people to follow their dreams,run their business profitably and efficiently and have knowledge of how the taxation system works.But its not all about compliance. We can help YOU with any query and worry about your personal or business tax issues. We can help you with wealth management,succession and pension planning and any other tax issue or query you may have. So give us a call or email to discuss your personal needs in confidence.

At Murray Cloney & Associates we can also provide advice in terms of your personal finances. Perhaps you are thinking of making an investment – buying property, buying into a new business or investing in a pension scheme? Maybe you would like to sell your business or pass on the family business to a family member. Maybe you are getting a divorce or separation? Regardless of the situation or venture it is important that you are aware of the taxation rules that will affect you.

We all need to plan for our retirement and whether we like it or not, we all need to make plans for the transfer of our estate when we die. Forward thinking and planning now will ensure that you will have made adequate provision both for yourself in your retirement and for your surviving family.

So whether you are planning your retirement, planning your estate, need advice on capital gains tax, inheritance tax or business tax, Murray Cloney are here to help. Through our range of taxation services we will help you minimise your taxation liabilities.

Comprehensive bookkeeping system for all sole traders & Limited Companies. This is maintained in our computerised system and completed within the office. The above means clients hand all their records into our office on a timely basis. This ensures that books and records are kept up to date and their tax affairs are all in order. This allows clients to concentrate on managing their business more effectively.

If you are starting a new business, or expanding an existing business, and want to raise finance we can offer some helpful advice and also help you with your loan applications. It is common for loan providers to request financial and cash flow projections particularly for longer term, higher value loans and especially where your business does not have a trading history