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Mortgage Advisors in Morecambe ready to help


Pulsar Financial Services

Pulsar Financial Services

Benefits of using Pulsar Financial Services: ✔ UK wide – we provide advice to clients throughout the UK via our friendly, super convenient telephone service! ✔ Independent – we are not part of an estate agency group or tied to any insurance company, we work for you rather than someone else. ✔ Whole of Market – with access to 90+ lenders and 12,000+ products we will search the entire market to find you the best mortgage deal. We also have access to exclusive deals not available on the high street! ✔ Available 7 days per week - whenever the time is right to apply for your mortgage, we are there to speak to you. ✔ Open until 8:00pm most evenings – no need to rush around on your lunch break or alter your working hours to fit around an appointment. ✔ Convenient – we work remotely, meaning you can speak with us from the comfort of your own home. ✔ Expert, jargon-free friendly advice! ✔ Contact us us today on... Tel: 0113 460 5022 Mob: 07717 502211 Email: hello@pulsarfs.co.uk We have nearly 15 years of experience dealing with all types of mortgage, including... First Time Buyers • Moving Home • Buy to Let • Contractors • Help to Buy • Shared Ownership • New Build • Self-Employed • Limited Company Hi, I’m Gavin, and I am a fully qualified independent mortgage and insurance adviser. I have been advising clients throughout the UK for over 13 years, and I’ve dealt with every type of mortgage that you can imagine. This knowledge and experience enables me to help you with any questions, and to ensure the process is as stress-free and hassle-free as possible.  

MacFarlaine & Brooks

MacFarlaine & Brooks

We don’t just give financial advice to help people generate or protect money and wealth, we do it with YOUR specific goals in mind, helping build the life you want for you and your family, while protecting against the worst of what life can throw at you. “Advice For Life” Mortgages, Pensions, ISA's, Insurance, Protection, Bonds, Investments 

AS Financial

AS Financial

AS FINANCIAL - SPECIALIST MORTGAGE BROKERS AS Financial is in the top 1% of independent mortgage brokers nationwide. This means we have access to specialist lenders and exclusives from the high street, allowing our clients to get a great service and a great rate. Using our expertise in all areas of lending, our clients receive a high level advice and implementation service. With AS Financial, you won't just get your mortgage application processed thoroughly and efficiently, but you will also have access to a professional suite of mortgage experts and an expert progressing team who achieve your goals of property purchase. AS Financial is proud to be a new breed of mortgage advisory business with a professional offering, friendly staff and advice focused corporate ethos. 

Eddison Wells Financial

Eddison Wells Financial

With a wealth of knowledge, Eddison Wells is ideally placed to provide a comprehensive range of financial products. Providing the highest quality service at the most affordable price is a prerequisite and a firm ethos here at Eddison Wells – it always has been and always will be. Our industry expertise and qualified advisors mean we have access to the right lenders in the right market – ensuring we address your individual needs accurately. However, we don’t only supply an in-depth knowledge of the mortgage market, we also ensure we advise on how best to protect yourself for the unpredictable. We offer forward-thinking, independent and impartial advice, bespoke solutions, and above all, we listen. Our team values trust and integrity, so our clients get a complete piece of mind that their mortgage and protection plans are in safe hands. Rest assured we won’t bombard you with industry jargon, and our attention to detail is provided as standard for every single one of our clients. http://eddisonwells.co.uk  

Stephen Thomas - Mortgage & Protection Adviser

Stephen Thomas - Mortgage & Protection Adviser

Stephen Thomas - Mortgage & Protection Adviser is verified Certificate of Excellence 2019

Whether you are purchasing your first property or wanting to remortgage your existing borrowing, contact me to see how I can help you find the right product for you. You may be a first time buyer who is looking at the Help to Buy scheme and unsure of how it all works, let me find the right product for you. Perhaps you are on a standard variable rate (SVR) now that your fixed rate period has come to an end, let me look at your options to see if I can save you money on your mortgage. I will assess your needs before advising and recommending a suitable product for you. Each lender has its own criteria and so I can ensure that I place the mortgage with the lender that suits your circumstances. Throughout the process I will be there to support you through to completion whilst providing you with a friendly and professional service. I'm able to do both evening and weekend appointments too. Get in touch today to book your telephone or home appointment. I am able to also offer advice on a range of protection products to suit your needs, including life insurance, critical illness, income protection, and home buildings and contents insurance. It pays to have that peace of mind knowing that you and your loved ones are protected should the worst happen. Stephen is a Financial Advisor under Sense Financial Limited. Sense Financial Limited are an appointed representative of Openwork Limited who are authorised and regulated by the Financial Conduct Authority (FCA). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE  

Citrus Mortgages

Citrus Mortgages

 

APPLETREE FINANCIAL SOLUTIONS LTD

APPLETREE FINANCIAL SOLUTIONS LTD

APPLETREE FINANCIAL SOLUTIONS LTD is verified Certificate of Excellence 2019

At Appletree our aim is to provide exceptional service to all clients. Our core values and principles have been at the heart of our business for over 18 years. We aim to build long-standing relationships with clients and appreciate the importance of each clients individual challenges and aspirations. Our advisers combine expert technical knowledge with over 90 years combined experience. Our advisors are supported by a team of four excellent customer service administrators with over 40 years combined experience, waiting to assist five days per week between 9am-7pm. Whether it's pension or investment planning, we're passionate about safeguarding our clients financial interests. 

choicesmortgagecentre@outlook.com

choicesmortgagecentre@outlook.com

choicesmortgagecentre@outlook.com is verified Certificate of Excellence 2019

 

Fresh Financial Consultants Ltd

Fresh Financial Consultants Ltd

Fresh Financial Consultants Ltd was established in 2011 by David Jarmey. We are based Lowestoft and we have advisers in the local Norfolk and Suffolk area. Our customer base, however, expands throughout the UK and continues to grow each year. We are pleased to be able to say that the vast majority of our work comes from existing customers or word of mouth. At Fresh Financial Consultants Ltd we pride ourselves in our ability to offer all of our customers a personalised experience based on our core values: honesty, efficiency and integrity. There is no sales pitch and all of our advice is delivered by experienced mortgage and protection consultants. As part of Primis Mortgage Network, one of the largest networks in the UK, we have access to a comprehensive range of mortgages from across the market as well as protection products from a panel of well known providers. This will help us when looking for a suitable product to suit your individual mortgage and protection requirements. We are happy to offer free advice* to all of our customers without any obligation. We want to make the whole process as easy as possible so contact can be made in a way that suits you. We are happy to process your enquiries over the telephone, in person at our Lowestoft office or in the comfort of your own home. *All mortgage and insurance advice is offered completely free of charge. However, we charge a mortgage arrangement fee of £297 which is payable on completion of the mortgage. If you do not complete on a mortgage, you will not be charged. ** Your home may be repossessed if you do not keep up repayments on your mortgage ** 

GRD Financial Services Ltd

GRD Financial Services Ltd

GRD Financial Services Ltd is verified Certificate of Excellence 2019

We make mortgages simpler. We run the whole process for you: speaking to agents, solicitors, lenders and surveyors from start to finish. Whether you’re getting on the property ladder for the first time, moving to a bigger home or buying for investment, we will take away the stress of buying or selling property. GRD Financial Services have access to a comprehensive panel of mortgage lenders GRD Financial Services are a local practice based in Mawdesley, The Mortgage Broker serves the people of Lancashire. We pride ourselves on delivering first class professional, personalised services. All our services include face to face meetings at convenient and flexible times.  We provide office base and home based visits, at times which suit your busy schedules. We understand that each of our clients’ circumstances are unique and so we tailor our advice accordingly. You will receive one Advisor as a point of contact and one Case Manager. Following your mortgage application your dedicated Case Manager will liaise with the underwriters, Surveyors and Solicitors on your behalf. 

Concept Financial Services (Michael Edmunds)

Concept Financial Services (Michael Edmunds)

First Time Buyer Mortgages People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exist specifically for this market sector. Remortgaging Remortgaging means switching your mortgage to another deal with another lender without moving property. Flexible Mortgages With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned. Buy To Let Mortgages These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let the property to tenants. Bridging Finance A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Some Bridging Finance is not regulated by the Financial Conduct Authority. Life Insurance Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die. Critical Illness Cover This type of cover can pay out a lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery. Income Protection Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury. Shareholder Protection In the interests of financial peace of mind, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder. Partnership Protection This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die. Key Person Insurance Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE  

Keith Jobson DipPFS, CertSMP - Wealth Management - Independent Financial Adviser (IFA) and Advanced qualified - Independent Mortgage Adviser (IMA) with Julian Harris Financial Consultants IFA national  network

Keith Jobson DipPFS, CertSMP - Wealth Management - Independent Financial Adviser (IFA) and Advanced qualified - Independent Mortgage Adviser (IMA) with Julian Harris Financial Consultants IFA national network

Keith Jobson DipPFS, CertSMP - Wealth Management - Independent Financial Adviser (IFA) and Advanced qualified - Independent Mortgage Adviser (IMA) with Julian Harris Financial Consultants IFA national  network is verified Certificate of Excellence 2019

"I was pleasantly surprised to find out that I was selected by the UK Financial Times (FT) Adviser Publication (23/01/2019) - 'Mystery Shopper's Choice' for (Whole of Market) Independent Financial Advice as the best Independent Financial Adviser (IFA) for providing - Inheritance Tax (IHT) Mitigation Planning Advice. I received a Mystery Shopper's score of 34 out of 35" Contact me if you need IHT mitigation planning Advice. I cover all locations in my service of providing the absolute best quality Whole of Market - Independent Financial Advice. "Send me a request if you need Financial Advice, it will be my pleasure to be of service - thank you - Keith" ********************************** January 2019 - Special Offer ********************************** No client fee on whole of market Mortgage Advice "Contact me for whole of market Mortgage Advice and I there is 'no personal client fee' for you to pay" I can assure you that I can research and source the best mortgage for the following: 1st time buyer, remortgage, Buy to Let and self build "Don't delay, contact me today to save money on your mortgage requirements, please call me on: 07757 139132" I deal with all the Banks, Building Societies and specialist Mortgage Providers Also if you are looking to clear unsecured debt on credit cards, or unsecured loans, on a second charge, I can advise and assist, please call me on: 07757 139132 "Providing financial advice and mortgage advice to assist you in achieving your financial goals, is my goal" "Thank you and I look forward to speaking with you Kind regards - Keith" *************************************************************************************** "I am grateful to be Winner of the Bark Professional 2018 / 2019 - IFA / Advanced Qualified - Mortgage Adviser - Certificate of Excellence Award" *************************************************************************************** Whole of Market Professional - Independent Financial Adviser (IFA) and Advanced Mortgage Advice qualified - Independent Mortgage Adviser (IMA) with Julian Harris Financial Consultants (JHFC) IFA network. I started my career in Financial Services as a regulated Financial Adviser in 1995. As a Whole of Market Professional - Independent Financial Adviser and Mortgage expert, I help my clients achieve their personal goals and ambitions, by structuring financial plans in line with personal objectives. I have access to the whole of market to provide independent financial advice, with some examples being advising on investments, savings plans, pensions, and protection solutions, including: Whole of Market research to source the absolute best Financial Planning solutions, including: * Wealth Management * Investment Planning * Life Assurance - personal and for businesses * Income protection * Critical Illness protection * Tax efficient investment advice * Pension advice * Annuities * Income Drawdown * Tax efficient investments for growth or income * Capital Protected Investments * VCT; EIS; SEIS (on determination of suitability) * Corporate Investments * Ltd Company protection solutions * Ltd Company Relevant Life (offset against Corporation tax) * Regular saving plan options * Inheritance Tax (IHT) planning * Trust advice * School fee planning solutions * Protecting your mortgage * Private Medical Insurance * Whole of Market Mortgages * Self Build Mortgages * HNW (Large) Mortgages * Buildings and contents HNW value, whole of market broking Contact me to arrange a friendly, confidential no obligation FREE initial consultation, by Telephone, Skype or Face to Face. I am able to provide a whole of UK service. Several of my areas of specialisms include: * Removing the complexities and explaining all aspects of financial planning in plain English. * Retirement options and how to retire early. * Investments for Wealth Preservation * Protection Specialist * IHT planning * Schools fee planning * HNW (Large) Mortgages It would be my pleasure to be of service, please feel free to get in touch for a no obligation initial FREE consultation: 07757 139132 "My focus is to provide high quality financial advice and build long term client relationships" ________________________________________________________________________________________________________________________ Financial Services Professional Qualifications: I hold qualifications with the Chartered Institute of Bankers (CIB) CeFA (merit), and the Chartered Insurance Institute (CII) Diploma in Financial Planning -DipPFS and the Advanced Mortgage Advice qualification - CertSMP. I also hold the specialist qualification with the CII in Equity Release - CertCII(ER) ________________________________________________________________________________________________________________ Keith Martin Jobson is an Independent Financial Adviser (IFA) of Julian Harris Financial Consultants - IFA national network, authorised and regulated by the Financial Conduct Authority number: 153566. Company number: 3927189. Registered Office: Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN. ________________________________________________________________________________________________________________ Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.  

Boutique Financial Limited

Boutique Financial Limited

Boutique Financial Limited is verified Certificate of Excellence 2019

I am the Director of Boutique Finance a firm passionate about helping clients buy their dream homes, holiday homes or investment properties. My ability to deliver results no matter how complicated the scenario is second to none. My main objective is always about meeting client needs whilst giving them an enjoyable customer service experience. I believe my firms strength is in its ability to build client relationships that result in clients returning time and time again, and I am proud to claim that my business grows purely on referral. Outside of work I am the proud mother of two daughters and a few cats! Love to socialize when I can stop sending emails ;-) Always happy to chat what ever your circumstances and can be reached on 01619321479/02071835393 Mobile 07855475653 

AAA FINANCIAL SERVICES

AAA FINANCIAL SERVICES

 

Alder Rose Mortgage Services

Alder Rose Mortgage Services

 

Prestige Private Finance Limited

Prestige Private Finance Limited

Prestige Private Finance offers a clear, concise and quality service ensuring we always find the most suitable mortgage for you. We search across both mainstream and exclusive mortgages that cannot be found on the high street. We can expand your mortgage options and match your personal requirements to the appropriate lender.  

Personal Mortgage Solutions

Personal Mortgage Solutions

We are a whole of market Mortgage Brokerage specialising in providing professional, impartial financial advice on a personal level. Whether you need advice on which lender or mortgage product to choose for your purchase or remortgage, what sort of protection to put in place to ensure you and your family are taken care of should the worst happen or which buildings and contents policy provides you with the correct the level of cover for your home and possessions, I search the whole market, saving you time and money, then prepare a custom recommendation that will suit your individual needs, circumstances and of course, budget. We are available to discuss your requirements 7 days a week and can arrange an appointment at a time and place convenient to you, so please don't hesitate to give us a call or send an enquiry. 

Patrick Ryan

Patrick Ryan

Patrick Ryan is verified Certificate of Excellence 2019

Unbiased, Honest, Professional Mortgage Service. Whole of the Market Expert Advise. Call me Now for A Discount: 07525015899 Low Credit Score, Declined elsewhere - No Problem you have found your Expert. Telephone NOW 07525 015 899 for a free no obligation consultation. Help & Advice at a time to suit you including evenings & weekends. Communication can be via Text, email, phone or face to face. We go the extra mile to support you. email: p.ryan@financeadvicecentre.co.uk Fee Free Mortgage Advice Service* 95% Mortgages + First Time Buyers + Help To Buy + Right To Buy + ReMortgage for better Rate + Selfemployed + Temporary/ Zero Hours + BAD CREDIT + CCJ + DEFAULTs + Missed Payments + Debt Management Plan + IVA + Bankruptcy + Family Concessionary Purchase when family to remain in the property + NO Buy To Let or Shared Ownership thank you. *Bad Credit Mortgages usually involve a small Fee, but initial advice is Free. 

The Right Mortgage Company

The Right Mortgage Company

The Right Mortgage Company has been in business approaching 19 years, we have completed well over four thousand mortgages for clients and pride ourselves on our excellent customer service. Our service includes completing and submitting the twenty page plus application to the lender, then liaising with the lender and the solicitor to ensure the mortgage completes quickly and painlessly. We basically project manage your case from start to finish. I personally have over 25 years experience in the Finance industry, and have been a mortgage broker for over 18 years.  

PHC Law

PHC Law

Personal Injury Law Firm based in Preston. 

AALTO Mortgages Ltd

AALTO Mortgages Ltd

 

paulhancock@friendscapital.co.uk

paulhancock@friendscapital.co.uk

paulhancock@friendscapital.co.uk is verified Certificate of Excellence 2019

Independent Mortage specialists Any circumstance considered Soft credit search (doesn`t affect your credit rating) Previously refused we can help. CCJ`s & adverse credit ignored. Our Financial Advisors have many years of experience working within the Financial Services sector and are all regulated and authorised by the Financial Conduct Authority. We only get paid once we`ve found and you have accepted the mortgage offer we have found for you. No appointment necessary, all applications can be done by phone & email. 

Mortgage Options

Mortgage Options

Mortgage and Protection Specialists - Based in Blackpool and covering the Fylde coast. 

Mortgages Remortgages

Mortgages Remortgages

 

Rotheham

Rotheham

 

Business Loan 4 U

Business Loan 4 U

 

b s services

b s services

 

Hang Seng

Hang Seng

 

heritage financial solutions

heritage financial solutions

 

AGA Mortgages

AGA Mortgages

 

FPP Benefits Group Ltd

FPP Benefits Group Ltd

 

Mortgage help

Mortgage help

 

Opes Independent Financial Advisers Ltd

Opes Independent Financial Advisers Ltd

 

Argyle Building Co Ltd

Argyle Building Co Ltd

 

GMS Capital

GMS Capital

All types of business funding including Merchant Card Advances ,unsecured loans, bridging finance, asset and invoice finance,domestic and commercial mortgages, bespoke property experts and land and development finance we also handle HMRC Arrears issues 

Maxi iClean

Maxi iClean

Www.maxiiclean.net  

Huuti

Huuti

Huuti exists to make your financial life simple. Our goal is to make achieving your financial plans as simple as possible, from getting on the property ladder to reducing your existing debt. Huuti is financial wellbeing at its simplest. We offer a free service where you can handle everything to do with your finances in one place. This includes your free credit score, your mortgage affordability, your pension, savings & investments all in one place. Services: We offer a digital mortgage brokering service. 

Blueberrymortgagesmanchester

Blueberrymortgagesmanchester

 

Protection Reviews

Protection Reviews

 

Donald race and newton

Donald race and newton

 

Mortgage Advisors on Bark


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Example Mortgage Advice Barks


Which of these best describes your status?

Getting information on how much I can borrow

What type of property is the mortgage for?

House

Is this a buy to let mortgage?

No - I will be living in the property

What level of deposit/equity are you putting in?

£20k-£39k

What is your approximate annual household income before tax?

£70k-£89k

Any additional details?

Looking for a 3 bedroom property in the area, First time buyers Looking for the best purchasing route for a young family of four. Amount we can borrow and schemes that could help us

Which of these best describes your status?

Remortgaging current property

What is the approximate current value of the property?

350000

What type of property is the mortgage for?

House

Is this a buy to let mortgage?

No - I will be living in the property

What level of deposit/equity are you putting in?

£100k-£199k

What is your approximate annual household income before tax?

Less than £25k

Any additional details?

I am currently retired due to ill health but receive a small pension and state benefits . I currently owe 133000 on my property and it's estimated value is 350000 . I would like to release 120000 if possible. Many thanks Sharon Pink

Which of these best describes your status?

Considering buying a new property

What type of property is the mortgage for?

House

Is this a buy to let mortgage?

No - I will be living in the property

What level of deposit/equity are you putting in?

£60k-£99k

What is your approximate annual household income before tax?

£50k-£69k

Any additional details?

We have 60 k deposit already and possibly another 60k when my sister buys me out of the house we have together. Ideally we would like to see what mortgage we can get with a 60k deposit and how much this goes up with the additional 60k please.


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