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Innovation Financial Management Ltd

Gosforth, Newcastle upon Tyne, Tyne and Wear

(91)
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About

Innovate Mortgages and Loans & Sanderson Young Private Finance are independent mortgage and insurance consultants, providing expert advice across a broad spectrum of clients from first time buyers, self employed applicants, those who have had applications declined elsewhere and alternative finance solutions, such as bridging finance and 2nd charge loans.

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Reviews (91)

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5/5

91 customer reviews

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3 June 2019

Simply the best service ever! Flawless communications in terms of rapid responses, regular updates, keeping things simple and understandable and all whilst working very hard for you indeed. This company really do set the bar for professionalism and helpfulness. I will be recommending them to everyone! A special thanks to Tony Ibson who was just Brilliant. More...

Reviewed on Google Maps

4 May 2019

Excellent service. We got a quick response and regular updates. I would definately recommend.

Reviewed on Google Maps

4 April 2019

We have used Tony twice for mortgages now and both times he has been very proactive, provided a lot of options, but also helped us narrow them down. He's also chased a lot to make sure the ball keeps rolling, as it's very easy to get caught up with work and let these things slide. Would definitely recommend. More...

Reviewed on Google Maps

4 April 2019

We received a great service from Paul and the team. A very speedy and thorough process from first enquiry to receiving our mortgage offer. Extremely cost effective service and a great mortgage deal, Brilliant! Would highly recommend. More...

Reviewed on Google Maps

4 April 2019

An exceptional service. Proactive, and super fast responses make dealing with innovate an absolute pleasure.

Reviewed on Google Maps

4 April 2019

We enjoyed exceptional service from Paul and the team. When we have used other mortgage brokers in the past we have ended up chasing them - in this case they were proactive and results focussed. We enjoyed dealing with them and will do again in the future. More...

Reviewed on Google Maps

4 March 2019

Brilliant service, very efficient, hassle free and quick. Tony and Tracey were on the ball and no chasing required from ourselves which is great!

Reviewed on Google Maps

4 March 2019

Myself and my partner are first time buyers, and having Tony from Innovate as a mortgage adviser has been a easy and smooth experience, which has helped up achieve a major milestone of getting our foot on the ladder. Always attentive, fast to respond, and very patient with our many questions, I would recommend Innovate to any of my family or friends. More...

Reviewed on Google Maps

4 March 2019

Excellent service, prompt no fuss advice. Paul Hardingham did a fantastic job.

Reviewed on Google Maps

4 March 2019

Fantastic service from Paul and the team. Honest, upfront and sound advice and then a swift response to any questions/queries we have had since then initial meeting. Very happy with advice provided and service given.I have already recommended Innovate to a colleague, and will continue passing on their details to others. More...

Reviewed on Google Maps

4 February 2019

Paul and his team were amazing when it came to our remortgage.From start to finish we were kept up to date and informed through every stage. I would recommend them to anyone looking for a professional, friendly service. More...

Reviewed on Google Maps

4 February 2019

Finding an advisor that you feel comfortable with and trust isn't as easy as you might think especially when it comes to some of the most important purchases you'll make in your life. We immediately warmed to Tony and his easy to understand, friendly and personable approach. He listens to what you are trying to achieve, asks questions and challenges you to ensure that the decisions being made are the correct ones. Tony then works through the process and requirements in an easy to understand way which makes it feel a lot less stressful than it ought too!I was incredibly impressed with his knowledge and expertise given that I hit him with a million and one questions across a variety of things from residential mortgage, buy to lets, bridging loans, income requirements, documentation requirements etc etc and he never flinched once and answered each question.If you are thinking about getting a mortgage consultant then i would look no further than Tony and the team at Innovate.Being a Business advisor myself I understand how important it is to gain trust and build respect and Tony has both from me.Thanks again Tony your time was greatly appreciated.Michael More...

Reviewed on Google Maps

4 February 2019

Fantastic service, the whole process proceeded very smoothly and Paul and Tracey were always on hand to help with any queries.

Reviewed on Google Maps

4 February 2019

Remortgagd with Paul again as our fixed rate period was ending. Usual simple, clear supportive service. And secured us a market leading deal. Thoroughly recommend.

Reviewed on Google Maps

4 February 2019

I was refered by a colleague to Paul. Paul and his staff were very helpfull and promptly responded to my queries through the process. I definitely recommend their service to others! More...

Reviewed on Google Maps

4 February 2019

Excellent advice and prompt service. Kept me updated at all times on progress. Highly recommended!

Reviewed on Google Maps

4 February 2019

Second time using Tony and his team and just like the first time, they have been extremely helpful and efficient in assisting me with my mortgage. Would totally recommend them.

Reviewed on Google Maps

4 February 2019

Excellent service and so quick to respond. Couldn't recommend Paul and the team at Innovate enough...first class.

Reviewed on Google Maps

4 February 2019

Can't thank Paul and Tracey enough for the help, advice, patience and support they gave to ensure we got the right mortgage. Thoroughly recommend their financial services. More...

Reviewed on Google Maps

4 February 2019

Always extremely happy with the service that Paul and his team provide; they are trustworthy, patient and supportive during what can be a stressful time. Really happy with my new mortgage deal and it was a painless process with Paul and Tracey seeing me through it. Would recommend to anyone looking for a mortgage advisor. More...

Reviewed on Google Maps

4 January 2019

I'm a first time buyer that wasn't familiar with the mortgage process. Tony explained everything clearly which made it easy to understand. He was really helpful and quick to respond to any questions I had during the process. I would highly recommend Tony. More...

Reviewed on Google Maps

4 January 2019

Cannot recommend highly enough. Paul made what would otherwise have been a time consuming re-mortgage so simple and hassle free! Absolutely fantastic service from Paul and his team. More...

Reviewed on Google Maps

4 January 2019

It has been great dealing with Tony. Very fast and efficient and gave me great insight into my options

Reviewed on Google Maps

4 January 2019

Excellent service - used for original mortgage application and now mortgage renewal, 5 star service on both occasions. They make the whole process clear and straightforward, and stress free.

Reviewed on Google Maps

4 January 2019

Excellent service from Paul Hardingham! I used Paul the first time for a re-mortgage a few years ago and have just recently used him again when buying a new house. Paul is very quick to respond to any questions and provide information. If you’re unsure of anything he will explain it really clearly. Paul makes the whole process hassle and stress free! More...

Reviewed on Google Maps

4 December 2018

I have been very impressed with Tony and the team. Applying for a new mortgage is normally stressful and time consuming - not with Tony and the team. I have recommended Tony to fiends and family and all have been very pleased with the service More...

Reviewed on Google Maps

4 November 2018

Great service throughout. Would highly recommend to others. Thank you!

Reviewed on Google Maps

4 November 2018

First time I have dealt with Paul Hardingham, he has made the process of re-mortgaging a pain free process. He took time out to come and see me and the whole process has been swift and professional. I wouldn't hesitate to recommend Paul and team . More...

Reviewed on Google Maps

4 November 2018

Brilliant company Tony very helpful.. Thanks Tony.

Reviewed on Google Maps

4 November 2018

We recently purchased a property in the Northumberland area an important element of that purchase was the provision of a mortgage facility. We were fortunate to secure the services of Mr. Tony Ibson of Sanderson Young in that regard. We found him to be attentive to detail and time, as well as recommending a number of mortgage providers that matched our need. Tony was careful to explain different aspects of each mortgage so as to support our decision making. We are very satisfied with his service and professionalism. We have no concern in making this recommendation. We are pleased to say the purchase is now completed and he played a major role in ensuring the purchase was able to be finalised. More...

Reviewed on Google Maps

4 November 2018

Highly recommended. Great service, excellent communication and did exactly what they said they would. Five stars !! Tony Minezes

Reviewed on Google Maps

4 October 2018

I have used this company since 2003, and Paul has always provided an excellent service. No hesitation in recommending.

Reviewed on Google Maps

4 October 2018

They are amazing company , very helpful and very professional people .All paper work done very smoothly , no issue what so ever . Always there to help and answer all inquiries in very professional way highly recommended More...

Reviewed on Google Maps

4 October 2018

Innovate Mortgages and Loans were very helpful and professional throughout the whole home buying process. I would not hesitate to recommend them to anyone about to step onto the property ladder. Tony provided a personal and tailored assessment of our financial position, in order to find us the best possible options. When liaising, I never felt rushed and was always well informed. More...

Reviewed on Google Maps

4 October 2018

Paul Hardingham dealt with my recent remortgage. I was given clear and easy to understand advice on the most competitive rates and Paul managed to secure a great deal on a 5 yr fixed rate Mortgage that has helped me feel secure that my payments are stable. I was also able to get some advice on life & critical illness cover to make sure that myself and my family are covered. I highly recommend the professional and timely service of this company and would not hesitate to use them again in the future. More...

Reviewed on Google Maps

4 October 2018

Very organised, knowledgable and friendly! Very quick to respond and answer any queries you may have. Will certainly recommend to family and friends.

Reviewed on Google Maps

4 September 2018

Great service. Whole process was quick and smooth. Would highly recommend

Reviewed on Google Maps

4 August 2018

Excellent service provided - I cannot speak highly enough of the assistance provided by Paul and Tracey during the process of my mortgage application. As a first time buyer, this was a somewhat daunting experience but was made as straightforward and stress free as I could have hoped for. Communication was very efficient throughout. More...

Reviewed on Google Maps

4 August 2018

Paul and his team were very prompt and the mortgage was finalised within a few short weeks, making the whole process stress-free. He was in very regular contact via email, responding within hours of any email. Information was communicated in a simple and easy-to-understand way. I would highly the professional service offered by this team. More...

Reviewed on Google Maps

4 August 2018

Tony has been consistently helpful, professional and responsive in securing a mortgage for me. He's also been incredibly patient, going the extra mile despite 2 previous purchases falling through in the bonkers London market, would highly recommend!

Reviewed on Google Maps

4 August 2018

Paul and team have been fantastic through both a failed and succesful purchase. From the initial period of getting to know my cicrcumstances up until the mortgage application, they were always on hand to (very patiently) give advice and explain the processes involved. Very organised and thorough and a really quick response rate to general queries. Highly recommended! More...

Reviewed on Google Maps

4 August 2018

Tony has been hugely helpful and supportive throughout our house purchase. He has provided us with excellent service and has always been available to answer our questions. He explains things really well and we would definitely recommend him, especially to first time buyers! More...

Reviewed on Google Maps

4 August 2018

Brilliant Service from the team at Sanderson Young. We were recommended Paul and the team from a friend, and we were very happy we followed their advice. As first time buyers we found Sanderson Young made the process very manageable for us. Their breakdown of our options was really clear, and the team were very quick and happy to respond to all our queries. Thanks again. More...

Reviewed on Google Maps

4 July 2018

Excellent service, great value for money. I've used for a number of years for remortgages / house purchases.

Reviewed on Google Maps

4 July 2018

I have had excellent service from Paul and the team, always understanding my requirements. No hesitation in recommending!

Reviewed on Google Maps

4 June 2018

High recommend this company, the service is absolutely brilliant, especially after sale service is excellent too. Very professional. (Yuan Zhang)

Reviewed on Google Maps

4 June 2018

simplest remortgage ever. Nice people to deal with and well organised. Would recommend.

Reviewed on Google Maps

4 June 2018

Paul and his colleagues are brilliant at doing all the legwork for you - not only on the search around for the best mortgage deal and on dealing with the organising of paperwork but also in keeping an eye on when you need to switch over - I got an email in December and was all done and dusted in a couple of weeks - put your mortgage in their hands!!

Reviewed on Google Maps

4 June 2018

Paul is a great guy. Very straight forward and efficient, taking the complexity and hassle out of mortgage applications. Would definitely recommend his services. More...

Reviewed on Google Maps

4 June 2018

We were provided with excellent service and advice and will continue to use Sanderson Young in the future.

Reviewed on Google Maps

Q&As

Helping customers to buy their own home or reduce their monthly outgoings

My father was self employed so it had been an ambition from an early age.

We aim to provide a friendly, efficient and professional service and take away much of the hassle of obtaining a mortgage by completing all of the paperwork and managing the service on a client's behalf.

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