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Birmingham Money

B1, Birmingham

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About

Birmingham Money have been awarded Best Mortgage Broker Midlands by The Mortgage Times Group and I have personally been working as a Broker since 2004.

With the current madness in the Mortgage Market, getting a good Mortgage deal can be a long-winded and stressful business and learning about different mortgage strategies is only half the story.

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Services

Our objective is to take the stress out of mortgages and our Advice is impartial, we are not tied to any one lender.

We are fully regulated by the Financial Conduct Authority, the UK’s independent financial regulatory body. We are fully qualified and backed by a team of experts in compliance and case management.

We work hard to find you the right mortgage and can arrange protection for you and your family. Our Lender Panel ranges from the big High Street names to some of the less well-known specialist lenders, so we are confident that we can find the right product for you.

Same Day Call back
Having grown a diverse client base, we understand that sometimes it can be difficult to talk throughout the day so we will always put you first and can arrange to speak with you in the evening and on weekends.

Contact us for a no obligation callback, advice and quotes for what you need.

What would happen if a sudden illness, disability, job loss or death occurred? We can help provide you with the peace of mind that comes with knowing you are protected if something should happen. Our panel of protection providers offers products to cover all your needs.

Life Cover

This comes in two main forms: Level Term and Decreasing Term. Level Term will give you the same amount of cover throughout the life of the policy and pay out that amount if you make a claim. Decreasing Term will decrease over the term, usually to match your decreasing mortgage amount, and pay out the current amount when a claim is made.

Critical Illness Cover

This covers you and your family against the financial impact of a specified critical illness and loss of income through sickness. It pays out a lump sum should you be diagnosed with a serious illness. The type of illnesses covered varies depending on the provider and type of policy selected with typically up to 40 major illnesses listed. Critical illness cover is also available in Level Term and Decreasing term similar to life cover.

Family Income Benefit

Available on both Life and Critical Illness plans, Family Income Benefit will pay out a regular income from the time of claim until the end of the policy. For example, a claim made 2 years into a 25 year term policy would pay benefits for 23 years.