Financial Advice comes in all sorts of shapes and sizes, and the type that I offer is what some might consider old fashioned.
I like to take my time getting to know my clients, understanding what they want to get out of life. Learning what pushes their buttons and, just as importantly, what turns them off.
I like to look at someone's overall position and talk through with them what they would like to achieve. What success would look like and what the implications might be of not quite managing to achieve it.
We tend to not rush into anything, instead taking the time to consider whether it is possible to ensure that their financial and their life goals can be reached without taking any undue risk, or whether in fact, taking a risk is going to be part and parcel of what they will want or will need to do. We also discuss the risk of not doing anything.
I add value by helping you...
* Discover new and unexpected ways to make your money work harder for you.
* Act to ensure that your financial affairs are arranged to minimise the tax you pay, fairly and legally.
* Avoid mistakes and ensuring you don't fall victim to scams.
* Have peace of mind knowing you have made the best choices and obtained the best deals the market has to offer you.
* Have an impartial sounding board for your own ideas and questions.
* With your future security and ensuring you will have enough income in later life.
* Plan with confidence knowing that I will be on-hand whenever you or your family need me.
The majority of clients are at a stage in their lives when they are approaching retirement or have already stopped work or moved to working part-time. This often means that other financial priorities have taken the place of mortgages, school fees and regular savings. As a result, I have developed considerable experience in:
* Planning to mitigate Inheritance Tax to pass on wealth to future generations
* Arranging the most appropriate way to convert pension savings into pension income
* Managing lump-sum Investments whether for an extra income or for cautious growth
* Sourcing life-long funding for private long-term care
* Working with individual lay trustees as well as professionals to ensure they meet the requirements of the Trustee Act (2000)
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