S.J Financial Solutions

S.J Financial Solutions

S.J Financial Solutions is a verified pro service provider Certificate of Excellence 2019

S.J Financial Solutions locationBirmingham, West Midlands

(9 Reviews)

With over 50 years of combined experience, we are a leading team of financial advisors and mortgage brokers in Birmingham. Our team of expert mortgage advisors benefits from having years of experience in banks and building societies. Whether you are looking to buy a new home or review your insurance options, our financial and mortgage advisors can offer you tailored advice on various aspects and tell you what’s possible. We do charge a fee and you will know what this fee is upon making contact with us, it is only payable upon mortgage application and is a fixed fee.

  • 6 minutes average response time
S.J Financial Solutions Reviews

S.J Financial Solutions Reviews

Review of S.J Financial Solutions by Brad Morgan
5 26/11/2017 Brad Morgan

S J have a great team of professionals and were able to turn the rather daunting and confusing experience of getting my first mortgage into one that felt quite straightforward and comfortable. Providing a great service!

Review of S.J Financial Solutions by Alex Huynh
5 23/11/2017 Alex Huynh

The team at SJ Financial Solutions provided excellent financial advice and are experts in their field. I'd highly recommend them to anyone that needs mortgage or financial advice.

Review of S.J Financial Solutions by Robert Stoubos
5 21/11/2017 Robert Stoubos

I was looking to review my mortgage and helped me move my mortgage to a different lender which saved me money on a cheaper fixed rate! Great service and quality advice. I would recommend them to anyone.

Review of S.J Financial Solutions by Andrew Kay
5 Andrew Kay

Best brokers in town. Wouldn't go anywhere else.

Review of S.J Financial Solutions by Sybilla Rose
5 Sybilla Rose

Professional, reliable, helpful and lovely to work with. Would recommend in a heart beat!

Review of S.J Financial Solutions by Katie Berriman
5 Katie Berriman

Another smooth remortgage has been successfully done by Stuart and the team. Thank you all, it’s an easy decision to come back to you every time. 🤗

Review of S.J Financial Solutions by Vanessa Anness
5 Vanessa Anness

So helpful, not afraid of a challenge (12 story ex-local council block above a Chinese shop) and respond quickly to changes. Thank you so much Deb Wale, I wouldn't be in my new house without you.

Review of S.J Financial Solutions by Lukasz Nowicki
5 Lukasz Nowicki

Thank you for a great service.

Review of S.J Financial Solutions by Colin Duffield
5 Colin Duffield

Getting a re-mortgage to completion always has its twists and turns starting with getting the best deal in the first place - especially if (like everyone else) life and circumstances are a little complicated. Then when processing things to completion you need some support when you've got a million and one other balls in the air - these guys hit home on both counts. Solid financial advice with a no nonsense product to sign up to and help whenever I needed it. well done every on - good quality service.

S.J Financial Solutions

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S.J Financial Solutions Q&A

S.J Financial Solutions Q&A

What do you love most about your job?

How pleased a client is when they purchase their home knowing that you have helped them achieve it. We help a range of clients from first time buyers who need their 'hand holding' through the process to clients who feel they can not get a mortgage and we are able to guide them.

What inspired you to start your own business?

I felt that the general mortgage advice on the high street was either not very personal or the options available only offered limited range of providers.

Why should our clients choose you?

Experienced team of advisors able to provide advice on buying your first home, moving house, reviewing your life insurance or getting a better deal on your mortgage. Whether you want to speak to use over the phone, via email and internet or good old fashioned face to face, we will try and accommodate.

Services provided by S.J Financial Solutions

S.J Financial Solutions Services

Mortgage Advice Service

We sit down and explain the home buying process, work out how much you can borrow and how much it will cost so you can go away and start looking for a property. If needed we can provide an agreement in principle (sometimes known as a mortgage promise or decision in principle) so you can confirm to the estate agent you are a serious buyer and can proceed with a property should you find one. We can assist you with putting in an offer, advise on the mortgage products and lenders available to you and will support you through the entire process as well as being available to you after completion. We are able to search through and recommend to you those schemes that are available to first time buyers.


Looking to remortgage your property? Maybe you’re hoping to improve your current mortgage deal, or perhaps need to raise funds for a car purchase or home improvements? It may well be that your current lender is unable to offer the most competitive rate of interest, but you’re struggling to find the time to look around for a better deal. That’s where our team of advisors can help. Your advisor will search through our comprehensive range of lenders and advise you on the products that are available to you. The great part is, we’re not tied to any particular lender, so there is no bias to our advice, we simply choose the product that is most suitable for your individual needs. If you are looking to remortgage, or would like to talk through your options, then why not give us a call? We provide a genuinely comprehensive service covering every aspect of our customers’ financial lives and are always on hand to help with whatever service you require.

Personal Protection

Whilst we know that having a great mortgage at a low rate is a fantastic thing, what happens if you find yourself in a situation where you can’t make your payments? Unfortunately, life can sometimes be tough. The chances are high that you know someone who has suffered from a life changing illness, how would you cope financially if this were you? Here at SJ Financial Solutions, we will not only help you to find the best possible mortgage, but we will also ensure that we protect it. There are many options available to you. You may have heard terms such as index linked, level term, decreasing term, in trust, and reviewable but what do they all mean and, which is best for you? Our team of advisors can discuss and explain all of the options available to you, explaining the differences and recommending the most suitable product for your circumstances.

Private Medical Insurance

With free NHS for all, why would you pay for Private Medical Insurance? Health insurance is designed to ensure that if you need medical treatment in future, you won’t need to worry about NHS waiting lists or paying for the cost of the treatment. It’s designed to get you diagnosed and treated quickly, and will offer you a prompt referral to a consultant and admission to a private hospital at a time and place that is convenient for you. Once you are covered you typically have a choice of private hospital from an agreed list provided by your insurer, most hospitals offer a private en-suite room, TV and a choice of food – Some even have menus that have been put together by Michelin star chefs.

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  • 6 minutes average response time

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