Ramsay & White offers a whole of market access to the best rates available. We specialise in:
I operate 7 days a week and are happy to take calls as early as 0700 - 2300. This flexibility helps fit around your busy schedule. I like to go above and beyond for all my clients, ensuring that the mortgage is best placed for the lender. I give a 24-hour turnaround from the initial conversation to research to providing you with an illustration of the proposed mortgage.
5 star service. Extremely reliable and made getting a buy to let mortgage very smooth and easy. Highly recommended.
Paul Davies sorted our Mortgage, fantastic service and top bloke. Everything went seamlessly. I would definitely recommend!
I have been in the property business for over 30 thirty years and have used Ramsay and White since their early days. They are highly professional in their approach and delivery and I will be using them again shortly to put another deal together Can’t recommend them enough
Paul Davies recently helped us re-mortgage both our residential and rental properties. We were in a complicated situation and paying much more than we needed to be. Paul came up with a solution which means we now have a much more suitable and substantially cheaper mortgage on each property. He was instrumental throughout the whole process and was always on hand to answer queries and offer further advice. Highly, highly recommended More...
Dean Cripps was our broker for our first mortgage. Like a lot of people, my partner and I had no idea where to begin the seemingly daunting process of getting a mortgage. We dropped Dean a message and he said he was happy to meet with the two of us and answer any questions we had on the process. He was very pleasant and highly professional at all times. So much so as we went from being tentative about applying for a mortgage, to actually feeling excited about it. Upon Dean finding us a competitive deal that tailored to our needs we set about the process of ID checks, expenses, payslips etc. Again this was kept very straightforward and all completed with just a couple of emails each. The mortgage was completed in the following weeks and Dean was very proactive throughout about contacting the lender for any updates. I felt totally confident in Dean’s knowledge throughout the entire process and so would highly recommend him. More...
Steve Twitch New
Paul took on my remortgage when my bank and long standing broker gave up, been self employed though an umbrella company no one would touch me, paul grafted on this and never gave up, I can’t thank him enough. Thank you..
A fantastic company, they take you step by step through each stage of mortage comparison and ensure you get the best deal available. A genuine pleasure working with Ramsey & White; I will definitely be working with them in the future to develop my portfolio. Thanks again guys. More...
Joel has been a great help over the years offering advice and services for mortgages. Would really recommend
I have used Joel for a couple of deals now and will continue to do so. As my property business grows the importance of working with a knowledgeable and dependable broker will be paramount. Joel is all of the above and more,! It's exciting to see him making a success of his own brokerage company. I will continue to recommend his services to all who ask me. Thanks for all of your help, past and future! More...
Have been working with Joel for a year now and very thankful that we were introduced to him by a friend. After a negative experience with a previous broker Joel's diligence, creativeness and empathy, particularly when I can be a difficult customer when stressed is second to none. Thank you Joel
I first met Joel White at a property networking event a couple of years ago and he has been my go to person ever since – personable, knowledgeable & consultative – offering a great level of service and always open to discussing relevant and suitable products available dependent on the property type and finance product required – he is well connected and has always understood fully my requirements from the first conversation to the last. Joel is always my first point of call to help Limestone Property Investments Ltd on our property investment journey. We wouldn’t hesitate to recommend Joel given the opportunity More...
We have been working with Joel for a few deals now and he has been a very helpful. He is always on hand and ready to assist us no matter what time of day. Highly recommended