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Northstar Funding Inc

Hoboken, New Jersey

(71)
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Reviews (71)

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5/5

71 customer reviews

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12 August 2021

I used them for my house purchase 2 years ago and they left such a great impression that I used them for my recent refinance. Communication and process was seamless just like last time. I'll be a customer for life and recommend them to anyone in the market. More...

21 November 2019

I called Northstar Funding on a whim of desperation after I'd been waiting 4 months for a refinance with another mortgage broker. I was called back the same day by Kris Pilone and he personally took on my case and got back to me within 24 hours with positive news that they could in fact help me refinance my investment property. Once all the paperwork was in, Kris and Staci Alfaro were prompt, friendly, and answered ALL my NUMEROUS questions and concerns. (I am one of those people who wants to understand all the ins-and-outs of my mortgages, so I ask tons of questions). While the process took a little longer than we all anticipated, Staci and Kris stayed on top of our application/file and finally last week we closed, ending a SEVEN month saga of a cash-out/refi saga (that had left me and my husband stringing our finances together month to month, stressed and tired as hell of the entire process). I would highly recommend Northstar Funding for your mortgage needs. In fact, they're checking rates for me now to refinance my primary residence, not scared off in any way by the fact that I'm self-employed and therefore need a bank statement mortgage, but my husband is a W2 employee. Northstar is well equipped to deal with difficult cases, conforming and non-, and works with many good lenders. I look forward to working with, and recommending Northstar, in the future :) More...

Reviewed on Google Maps

13 November 2019

First let me start by saying our situation was extremely unique as we were part of the countrywide debacle that was still haunting us. I had the pleasure of working with Michael G. I started this process with him long before we even started looking for a home due to the complexity of our situation as well as my husband and I both being self employed, owning our own business. He went through our information with a fine tooth comb and got us our pre-approval very quickly. We ended up selling our home very fast, so we needed to hit the pavement to find a home. We found, offered and got accepted . Here’s where things got tricky. The type of loan we would get would require additional time! Finally after approximately 60 days we are at the closing table! We were also in the end able to speak directly to the lenders at Deephaven to finalize last minute paperwork and get things done. Both Michael and Luis (Deephaven) were great and I’m so grateful we are now in our forever home. -Thank you Michael for all your hard work ! More...

Reviewed on Google Maps

6 November 2019

I just want to say how wonderful my experience was with Jess and his team of people always responded within short periods of time even on weekends when i had questions, i am so glad that i got to work with them and i cant be any happier with everything especially our interest rate, i would definitely recommend NORTHSTAR FUNDING Megan Rush

Reviewed on Google Maps

21 October 2019

It was a great and tedious experience but the team was there all through and they made me feel safe and came out successfully. Thank you to Joseph

Reviewed on Google Maps

15 August 2019

Joe delivered on everything he promised and more! Closed escrow in 3 weeks at the lowest rate! It was calming to have someone so knowledgeable helping me in one of the most stressful situations. Thanks again Joe!

Reviewed on Google Maps

8 August 2019

I highly recommend Northstar funding. This was the first time I bought a house, and I had no idea what I was doing. But Jess Silva went above and beyond helping me through the entire process. Whenever I called, he quickly answered and took the time to explain everything to me. I even called him one night late in the evening, and he still took the time to help me. Whenever there was an issue, he quickly knew how to handle it to help me close on time. Rhodora Zapanta, senior loan processor, also did an excellent job helping me fulfill the requirements and get everything that the bank needed. I used a VA loan, and they were very knowledgable about what I needed to do. Everyone at the closing even commented about how great Jess and Rhodora were during the process. I highly recommend using them, and my wife and I plan to use them again when we decide to purchase another house. More...

Reviewed on Google Maps

29 July 2019

Had a great experience with Joe Pisa and Staci. They were quick to answer any questions we had and helped us to close our loan quickly.

Reviewed on Google Maps

29 July 2019

Great experience for a stressful event. Top quality team...very responsive. Joe Pisa runs a class operation.

Reviewed on Google Maps

21 May 2019

Jess Silva is the most knowledgeable mortgage broker I have ever dealt with. If you are in need of a non standard loan this guy can make it happen. Highly recommended.

Reviewed on Google Maps

14 May 2019

I worked with Jess Silva and Renata Lee on my home purchase and I must say it was a great experience. We were under a very tight deadline and some how they managed to make it happen when no one else could. I'm sure I pushed their patience more than once but they remained professional and extremely understanding. Believe me I called and emailed often. They kept use informed of what was going on in every stage of the approval process. Their patience, communication, understanding and willingness to fight to get things done is why I would recommend these 2 to anyone that ask. Thank you Jess and Renata for not just treating use like another file with a number. Thank you from my family for helping put our dream home into reach. More...

Reviewed on Google Maps

7 May 2019

These guys were awesome! They got my loan closed quickly without much hassle!

Reviewed on Google Maps

7 May 2019

Northstar came through when my wife and I were locking down a mortgage for our first house. They took us through the process, step-by-step, and helped give us the guidance and confidence we needed.

Reviewed on Google Maps

7 May 2019

Jes worked very hard to help us get the Right Mortage for us. There where a few chalanges butThey where addressed in a timely fashion. We received excellent service and a great interest rate.Closed in a reasonable amount of time. No surprisesNo let downs. Just honesty and professionalism.I would recommend and use them again. More...

Reviewed on Google Maps

4 May 2019

I just recently bought a house with the help of North Star funding. I worked personally with Renata Lee. She made this experience fast and simple. Renata took the time and made sure I understood everything. If I had to do it all again I would most defiantly choose this company. More...

Reviewed on Google Maps

4 May 2019

Jess & Renata made sure that the process of our home refinance went as smoothly as possible. Plus, both the appraiser service and the closing title company that they use are equally professional. If you have to go through the refinance process, this experience was as good as it gets. We would definitely use them again. More...

Reviewed on Google Maps

4 May 2019

As a first time buyer one would have so many questions and feel silly calling as many times as I did between Jess Silva and Rhadora this group here at Northsar did a phenomenal job in assisting my wife in I on our first purchase. I would recommend anyone to this lender. More...

Reviewed on Google Maps

29 March 2019

My wife and I went through 4 different lenders before being paired up with Jess at Northstar. He went above and beyond what we could have expected—the issue that caused us problems with getting a loan other places was not only something he could work around, but also was a problem that he actually FIXED. Long story short, my wife’s ex had had a foreclosure we didn’t know about, and somehow her name was attached to the judgment. Rather than just saying ‘sorry, nothing we can do’, Jess actually tracked down the attorney that did the foreclosure, resolved the error, and got the foreclosure judgment REMOVED. Tell me about another lender going that far and I’ll be shocked. Jess was responsive, goal oriented, and went out of his way to make our dream home happen. Highly recommend!! We’ll be using him for every future purchase. Save the headache and START HERE. More...

Reviewed on Google Maps

4 March 2019

I was moving QUICKLY to get my loan processed. Jess, Rhodora & Renata were BEYOND amazing — working fast, answering all of my questions. Jess Silva was the most RESPONSIVE banker I have ever worked with & i’m recommending him & the Northpoint team to everyone I know... More...

Reviewed on Google Maps

27 February 2019

I have used Jess twice now, and this latest time we were team with Rhodora. They are one of the most professional teams I have ever dealt with. It might seem like they are asking for a lot of "needless" documentation, I can tell you from experience, it is just because they know what the underwriter is going to want and they are in the long run saving a great deal of time. They are very responsive to your calls and emails; one week (towards the end and during a time crunch) Jess was on vacation, yet he still stayed on top of the situation and continued to make phone calls. Thank you both for the help in getting our dream home. More...

Reviewed on Google Maps

29 December 2018

The lender of my primary residence is Quicken Loans and I initially worked with them when I decided to purchase a Pied A Terre apartment in NYC. Unfortunately, Quicken Loans screwed me up very bad after working with them for a month. The deal is about to fall apart. So I research for another lender and thank GOD I found Northstar Funding Inc. I worked with Michael and Rhodora and they are very attentive and quick to respond when I have questions. They are with me in every steps of the way. I am pleased to say that I closed on 12/11/18 with NO ISSUES on my loan and I am now a proud owner of a NYC apartment. I could not ask for a better team to help me in this process. Give them a call for your lending needs. They are not as big as Quicken Loans or major banks but what they will provide is a very personalized relationship, responsive team, and deliver results.THANK YOU Northstar Funding!! More...

Reviewed on Google Maps

4 December 2018

I am so happy with Northstar. They were beyond helpful and really cared about my loan. They responded very quick and were extremely kind thank you so much!

Reviewed on Google Maps

4 December 2018

My husband and I couldn't be happier with our Mortgage Refi through Northstar Funding. Talk about a professional group of people that work with you through the entire process. We couldn't have made our Refi happen without this company! Thank you Northstar Funding! More...

Reviewed on Google Maps

4 December 2018

Dealing with Northstar Funding was stress free, convenient, and they are so efficient at their job. There were no surprises, everything that was broken down when it came to closing cost were spot on when that date came. The service is phenomenal, they returned phone calls late thru the night and answered questions thru email very fast. These people are the best experience I've had when dealing with banks and brokers with previous refinances and purchases, I'll be a life long customer and will refer friends and family. More...

Reviewed on Google Maps

4 December 2018

Phenomenal work they do , I recommend mike Gathercole hard working guy great experience

Reviewed on Google Maps

29 November 2018

Jess Silva and Rhodora Zapanta did a good job helping me book & close my jumbo loan

Reviewed on Google Maps

4 November 2018

i found Northstar Funding over the internet while searching for reputable mortgage brokers that could help me finance the purchase of a new home with less than stellar credit. I read the reviews and took a chance on Northstar Funding by leaving a phone message with my contact details. I left similar phone messages with 2 other mortgage companies; and within minutes Jess Silva of Northstar Funding called me back. In fact, they were the only company that called me back; and I took that as a positive sign. I worked with my loan officer Jess Silva. He was terrific. I was sensitive about not having perfect credit; and from the beginning, he reassured me that it was ok and that less than perfect credit happens to good people. Jess made the process very easy; and was very responsive and patient in answering all of my questions. He was honest in what to expect; and he told me that based on my information I would not have a problem getting a loan; and he was correct. I also worked with Rhodora Zapantos as my loan processor; and bot were wonderful in letting me know what documents was needed to complete the loan. I closed on time; and the final numbers in terms of closing costs and monthly mortgage payments were both lower than what Jess had originally estimated it would be (because he told me he rather err on the side of being conservative in his estimates so that there would be no surprises). I've bought and sold 2 other properties; and those previous closings always took several hours to complete. My closing with Northstr Funding took 30 minutes; and I was out the door with the keys to my new house. It was such an easy, streamlined process; and it was by far the fastest closing I've every been a part. I ended up with a great interest rate that was on par with others that have higher credit scores than me. Working with Jess and NS Funding has easily been the best experience I've ever had working with mortgage lender/broker; and I would recommend anyone who is looking to buy a home and need a loan to talk to Jess Silva and Northstar Funding. More...

Reviewed on Google Maps

4 October 2018

Jess and his team is masters made it nothing short of an easy, delightful and non stressful process. Always there to answer questions and make this experience as smooth as possible!!

Reviewed on Google Maps

4 October 2018

I want to take this opportunity to thank Jess Silva and his team ( Renata) for helping us get a refi for our house. He gave a plan to follow and used creative strategies to help secure a refi that we had a difficult time getting. Though it took a bit of time because of not perfect credit, it was a success. He has put us on the road to keep up with a good financial plan for future opportunities. I would recommend him to other clients for mortgages etc. As a matter of fact our daughter is looking to purchase her first property and we have told her to use Jess. He is honest and is truthful. He will guide her in the right direction! Thank you. Denise H More...

Reviewed on Google Maps

4 October 2018

Kris Pilone, and the entire team did an outstanding job. I was a self employed borrower and was rejected by multiple lenders for my home purchase. Almost to the point I was going to give up. I was blessed to have stumbled upon Northstar Funding Inc. Not to mention they were able to close my new home purchase in less than 4 weeks. It was an absolute pleasure to work with such a wonderful group of professionals. More...

Reviewed on Google Maps

4 October 2018

Jess Silva worked as my Mortgage Broker. He made the entire process seamless and pleasant. He worked as if it was himself who was taking out the Mortgage. I trusted Jess to find me the best deal and he absolutely delivered. I will 100% use Jess Silva and Northstar Funding for any of my future mortgage needs. Thank you Jess! More...

Reviewed on Google Maps

4 October 2018

I was looking for a mortgage broker to refinance my house. I saw a lot of good reviews and was decided to contact Northstar Funding. I don't like to write reviews. In this case, it's my way of paying it forward to others who are also seeking to find financing for their home.I closed my loan this week. Refinanced my house and pulled equity out to pay off my high interest credit cards. I worked with Jess at Northstar. Up front, honest, and was sincere in helping me. Walked me through the process and got it done. That's all that matters. Thank you Jess.My cousin is looking to purchase an apartment in the city and I have already put her in contact with Jess. Referral business speaks for itself. More...

Reviewed on Google Maps

4 October 2018

I worked with Northstar on the recommendation of a close friend, she had relied on NF for two previous home purchases. My seller was looking to close quickly and via NF we were able to close AMAZINGLY fast. Everyone was skeptical, my broker, attorney, and even the seller were not prepared when we got a clear to close in 12 days. From the time that I made the offer to my close date was exactly a month, and it could’ve been even faster had the seller been able to move out more quickly! So it is actually possible to compete with a cash offer which can help immensely in a competitive housing market. My loan consultant Michael and the underwriter were easy to collaborate with and we did everything electronically. All very 2018, seamless, and the least stressful part of what can otherwise be a fraught process. Highly recommend! More...

Reviewed on Google Maps

4 October 2018

I give Northstar Funding a 5 stars rate; They managed to move pieces around to get me approved. Timing was according to the loan conditions. They offer a good communication through email, text and phone. Jess Silva and Ranata Lee were the professionals dealing with my loan. They did an excellent Job. They manage the stressful situations in a polite and professional. Hight work ethics! I would recommend them for you mortgage loan needs! Thank you! More...

Reviewed on Google Maps

4 September 2018

As first time home owners, northstar funding guided us every step of the way! Kris and Renata were always available to answer our questions and keep us informed on the status of our loan. We are so thankful for all of their support. More...

Reviewed on Google Maps

4 September 2018

I recently refinanced to a 15year fixed from a 30year fixed through Northstar funding. The process was smooth and Kris Pilone,who is very knowledgable,was very helpful throughout the whole process. Renata was terrific as well. I got a rate and a mortgage that is affordable. My family and I thank you. We will be recommending Northstar and Kris to everyone we know that needs a mortgage or refi. More...

Reviewed on Google Maps

4 September 2018

We recently closed on our house thanks to Jess Silva and Northstar Funding. I am self-employed so many of the lenders I went to for a loan would not help me because it was difficult for me to verify employment. With the guidance and experience of Northstar funding, they helped me gather all the proper documents so I could get approved for a loan. Without their help, I don't think it would have been possible. Thanks Northstar funding and Jess Silva !!! I'd recommend you everyone looking for a loan. More...

Reviewed on Google Maps

4 August 2018

Joe Pisa and his team at NorthStar Funding helped us get the home of our dreams. Our purchase was particularly difficult because the property had several liens and restrictions. As should be expected with any unusual property, we had to submit a lot of paperwork. However, Joe navigated a course of action which landed us a mortgage which suited our needs. Joe's staff is professional and very communicative. Every time I phoned the loan processor, Renata, she answered. Very knowledgeable and considerate staff. We could not have closed this deal without Joe and his staff. I gladly recommend NorthStar Funding to my friends and family. More...

Reviewed on Google Maps

4 June 2018

Jess S. from NorthStar funding oversaw a refinance and then a very difficult JUMBO mortgage loan for us. He's incredibly responsive (even while on vacation! ) and was there every step of the way. Not only did they successfully close 2 loans for us, they also leveraged their industry relationships and network to get us recommendations and introductions to the best insurance people and served as a point of contact for us on all things real estate. I've already recommended Jess to a coworker. More...

Reviewed on Google Maps

4 June 2018

Joe is the best in the business! Him and his team is fantastic. Honest and reliable. I would go to him first, and no other place. If he cant get it done, no one can. Others can claim to be the best in the business however I think Joe holds that title undisputed. More...

Reviewed on Google Maps

4 June 2018

Jess Silva was true professional and patient with me throughout the entire process. I could not be happier with him and his services. Now looking back on the hole process and totally underestimating the magnitude of it, I could not imagine doing it without him and wont ever again! I highly recommend him to all my friends and will be using him for all future purchases. If your looking for a reliable, knowledgeable and a true partner to execute your dream, Jess and Northstar funding are the people for you! More...

Reviewed on Google Maps

4 June 2018

We worked with David and his team on 2 different loans over the past few months. They were professional, fast and they were in constant contact with us regarding the status of the loans. We had some changes on 1 of the loans the day before we were suppose to close and David and his team worked through the night to make sure the loan closed on time. We are extremely satisfied with the service they provided and will be using them again in the future! More...

Reviewed on Google Maps

14 March 2018

Joe is exceptionally knowledgeable, helpful and professional. After just one productive phone conversation with Joe, the only thought I had was why haven't I found them earlier? ! Whether if you are a first-time homebuyer or a seasoned real estate investor, Northstar is the partner you are looking for! Highly recommend! More...

Reviewed on Yelp

25 February 2018

Jess Silva and his fellow colleagues were very helpful during the mortgage process, which can be VERY overwhelming. Responded immediately to any concerns or questions. Thank you!

Reviewed on Yelp

4 June 2017

Joe Pisa and his team get it done ! They will get you a mortage at rates that will make your friends refinance with them. Just closed my second mortgage today with them and looking forward to the next one.

Reviewed on Google Maps

4 June 2017

My family and I couldn't have been luckier finding Northstar Funding. The team at Northstar saved our mortgage and our home. Their team was always following up and making sure the bank was on top of our loan and they did what no one else could! Thanks again Northstar Team! More...

Reviewed on Google Maps

4 June 2017

The Northstar Funding team is the best - made refinancing easy and painless - I highly recommend them - PLUS, Joe saved me a lot of money!!

Reviewed on Google Maps

4 June 2017

Joe from Northstar Funding helped me with my home purchase in Nassau County, NY.I called about 15 banks, and mortgage brokers in NJ and NY to compare the quotes, closing fees, etc. .. and Northstar Funding got me the best rate, and best product for my needs. If you are shopping for the best rate, look for further ! More...

Reviewed on Google Maps

13 December 2016

We worked with William on the purchase of our first home. William stuck with us for nearly a year through the most unconventional and difficult of circumstances due to an unreasonable seller. He and his team were there for us every step of the way. They worked tirelessly and never let us down. Our family is finally in our forever home and we have William and his team to thank! More...

Reviewed on Yelp

27 September 2016

I have gone through a dozen personal mortgages processes in my life,but none had been so smooth ,easy and quick,less than a month to conclude the process ,associates very professional  and helpful ; honestly and sincere would recommend it to anyone. More...

Reviewed on Yelp