Concept Financial Services (Michael Edmunds)

Concept Financial Services (Michael Edmunds)

Concept Financial Services (Michael Edmunds) locationCannock, Staffordshire

(3 Reviews)

First Time Buyer Mortgages
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exist specifically for this market sector.

Remortgaging
Remortgaging means switching your mortgage to another deal with another lender without moving property.

Flexible Mortgages
With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.

Buy To Let Mortgages
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let the property to tenants.

Bridging Finance
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Some Bridging Finance is not regulated by the Financial Conduct Authority.

Life Insurance
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Critical Illness Cover
This type of cover can pay out a lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Shareholder Protection
In the interests of financial peace of mind, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder.

Partnership Protection
This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die.

Key Person Insurance
Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

  • 5 hours average response time
  • Telephone: 07498 938988
  • Company no: 06613871
  • Founded: 2008
Concept Financial Services (Michael Edmunds) Reviews

Reviews


Review of Concept Financial Services (Michael Edmunds) by Nick Labocha
5 Nick Labocha

Mike gave me some advice with my mortgage and found me a great rate. Professional through and through !

Review of Concept Financial Services (Michael Edmunds) by Becky Ison
5 Becky Ison

Lucky enough to be one of Mike’s first customers. I’m completely dense about finances and as a first time buyer I was a little naive. Mike took the time to explain everything to me but still let me come to my own decisions! Found a great deal for me. First class service! Recommend!

Review of Concept Financial Services (Michael Edmunds) by Richard Ison
5 Richard Ison

Michael has arranged our mortgage on our dream home and has made every aspect of the application process a breeze, explaining what is entailed throughout and giving us a fantastic recommendation for our preferred mortgage product. He has also listened to all of our insurance concerns and delivered a package that tailors to all our needs. It’s safe to say we will be back with him to arrange our next mortgage after our fixed term. We have and will be recommending him to all our friends and family!! Fantastic service!!!

Concept Financial Services (Michael Edmunds)


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Concept Financial Services (Michael Edmunds) Q&A

Company Q&A

What do you love most about your job?

After working in the property industry for 8 years and with it still being a passion of mine I decided to move into the financial side of property. I now provide advice for all of your mortgage and protection needs.

Why should our clients choose you?

* No broker fee (I am paid by the banks and lenders I work with)
* Flexible working hours to fit around yours
* Home visits available Upon Request (Midlands)
* Weekend appointments available
* Access to some exclusive deals you wont find on the high street
* Access to solicitors panel
* Easy going, non pushy and friendly advice

  • 5 hours average response time
  • Telephone: 07498 938988
  • Company no: 06613871
  • Founded: 2008

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