Loading...

Please wait ...

Cobia Accounting logo logo
C

Cobia Accounting

LU1, Luton

(214)
This professional is currently unavailable.
You can request reply and they will reach out as soon as they can.
‘20 Certificate of Excellence, 2020

About

We help contractors and new businesses reach their full potential by setting up hassle free limited companies and providing a range of accountancy services.

2 hires on Bark

Photos (2)

See all

Reviews (214)

Leave a review
5/5

214 customer reviews

Loading...
26 May 2023

I used cobia accounting services for almost a year for my start up and I lost money in 3 different occasion based on their practises. First, they didn't renew the subscription for two months for the online accounting software that it was a part of my subscription, while after I contacted them they didn't answer for 4 days. Second, as my accountants, they didn't informed me about important things regarding my self assessment and the deadline, as a result, I got fined by HMRC. Third, after I decided to terminate this sort of collaboration, I gave them a 30days notice as per contract, however, they still have withdrawn money for two more months a d never answered to my emails. Overall, an accounting company that I wouldn't recommend to trust. More...

Reviewed on Google Maps

26 July 2022

We moved our business accounting to Cobia after discovering that our previous accountants hadn't been doing what they said they had. Cobia were able to clearly set out how they would go about addressing the issues we knew about, and then very quickly got on top of what was outstanding. They uncovered a lot more that was outstanding and worked tirelessly (and quickly) to get it resolved.

The whole way through, Mandy and her team have gone above and beyond to keep us updated and get things progressed. Because our accounts were in such a state we ended up having to go through an audit with HMRC which Cobia supported us through, even being on call when the inspector was visiting us. The audit was successfully passed very quickly thanks in part to the help provided by Mandy and the team.

On top of all this, they also brought all our personal tax affairs up to date.

We can't recommend them enough - thorough, efficient, and importantly for us - very familiar with the construction industry and the complications that brings.
More...

Reviewed on TrustPilot

31 May 2022

Avoid - completely messed up our Furlough applications. Then tried to pretend they were not contracted to do it, forgetting they had out it all in writing. Cost thousands and so think twice before trusting them with anything if value. Horribly unresponsive more generally and just overall a bad experience. More...

Reviewed on Google Maps

30 November 2021

I am so grateful I found Cobia Accounting. After an initial 5 minutes call with Steve, I was transfered to Tanni who did an exceptional job of dealing with my final accounts and tax submission to Companies House. I left my tax return rather late, but Tanni was able to turn it around in one day so that I could meet the deadline. I will definitely be recommending Cobia Accounting to my friends/colleagues. Thanks Tanni! A very satisfied customer. More...

Reviewed on TrustPilot

17 September 2021

This review is in regards to Mohammed Ajmal whom I always found to be very professional, efficient and pleasant to deal with and I am happy to recommend his services at Cobia.

Reviewed on TrustPilot

1 July 2021

Having been with Cobia for over 3 years, I have always found them to be very competitively priced, professional and incredibly efficient.
My designated accountant Mohammed Ajmal, has always been there to help and offer assistance.
He has always taken the time to explain things to me and managed my accounts very well to the point I barely have to lift a finger!

In addition, the rest of the team are very friendly and always willing to help if Mohammed is unavailable.

I would not hesitate to recommend Cobia and will certainly save their number for any future ventures I may look at.
More...

Reviewed on TrustPilot

31 December 2019

Cobia's team understand the business needs very well. I had to file accounts and tax return last minute and they provided me with very professional and speedy service. Thank you Imran and Sam. I highly recommend their expertise! More...

Reviewed on TrustPilot

13 December 2019

Reviewed on Google Maps

21 November 2019

We have been using Cobia for over 3 years to provide our payroll functionality. We find them extremely helpful and knowledgeable. Nothing is ever too much trouble and they are very flexible when it comes to deadlines, as always in business nothing ever runs smoothly, and they adapt to assist us at every opportunity. Our main point of contact is Michael Moss and the service he provides is second to none. Highly recommended.We have been approached by many companies over the years offering the same service at a reduced cost, however we stay with Cobia as we have a very strong relationship and have faith that everything is done first time correctly, that you cannot put a price on. More...

Reviewed on TrustPilot

20 November 2019

Very good service from Cobia. They are reliable, dependable, quick with queries, patient with tech change requests and even more so with European Data protection agreements. A great partner for every HR Manager. Special thanks to Saqib Hanif who has helped me numerous times to get things done for my company. More...

Reviewed on TrustPilot

18 November 2019

Excellent service.

Reviewed on TrustPilot

16 November 2019

I have had a very good experience with Cobia Accounting. Having my own accountant to hand is great & Theresa is always happy to help with all any queries especially being a new company it is all so new to me.

Reviewed on TrustPilot

13 November 2019

Hi There, Moved from Tarpon to Cobia a few years ago now and have no regrets

Reviewed on TrustPilot

13 November 2019

Absolutely brilliant makes life so easy Theresa our accountant is so easy to talk to and explains things extremely well and always answers emails very promptly. Highly recommend.

Reviewed on TrustPilot

13 November 2019

In the past, a few glitches, but recently the service has been excellent.

Reviewed on TrustPilot

1 October 2019

Fantastic payroll company, built up a great relationship, always worked to a very high professional standard and delivered accurate payroll every month.

Reviewed on TrustPilot

13 September 2019

Great value for money and great service, very attentive and supportive.

Reviewed on TrustPilot

6 September 2019

Great service - Theresa Appiah is always on the end of the phone and happy to answer any of my questions quickly and efficiently.

Reviewed on TrustPilot

6 September 2019

really helpful staff, Xero is great software, Cobia makes accountancy easy!highly recommend

Reviewed on TrustPilot

13 August 2019

Excellent very professional service . I spoke to Tanni who was friendly, informative and very professional! Many thanks.

Reviewed on TrustPilot

12 August 2019

Started off really well, then got moved through a few different accountants after mine left the company, since then they've failed to submit end of yr accounts twice in 4yrs leading to fines, which they refused to pay.

Reviewed on TrustPilot

7 August 2019

Cobia is an extremely efficient, effective outsourcing payroll solution. We have worked with the team for over two years now, the team are polite, competent and reliable. We would openly recommend Cobia to anyone wanting to outsource their company payroll. More...

Reviewed on TrustPilot

6 August 2019

I spoke to Tanni today and her advice, approach and friendliness considering I am a layman when it came to a lot of the subject matters was exceptional. Tanni is extremely professional which, as we know, normally reflects on the business.Many thanks again, I can’t thank you enough. More...

Reviewed on TrustPilot

30 July 2019

Staff are ultra efficient, always available for friendly help and good advice, excellence personified.

Reviewed on TrustPilot

30 July 2019

Staff are ultra efficient, always available for friendly help and good advice, excellence personified.

Reviewed on TrustPilot

29 July 2019

Cobia are very professional and always provide a quick and accurate service. Would highly recommend them to anyone looking for payroll processing services!

Reviewed on TrustPilot

29 July 2019

Cobia are very professional and always provide a quick and accurate service. Would highly recommend them to anyone looking for payroll processing services!

Reviewed on TrustPilot

27 July 2019

Cobia is easy to use and has good professionals. Theresa Appiah is great and is always available to answer my questions. I highly recommend it!

Reviewed on TrustPilot

26 July 2019

Cobia has been an amazing partnership to our business. They have worked with us under very tight timescales and they have not faltered once. The team, that consists of Michael Froom, Saqib Hanif and Lauren Beckett are the best of the best. We have had very little errors and any errors that have occurred have been rectified immediately. The team are incredibly knowledgeable and are always on hand for support if needed. I was very against outsourcing our payroll but now I have worked with Cobia, I would not hesitate to work with them again in the future or recommend them to anyone else. More...

Reviewed on TrustPilot

26 July 2019

Quick Answers , helpful and kind assistance. She is my accountant for almost a year now, there were no problem we couldn't solve together! :)I recommend here if you need an accountant as self- employed. More...

Reviewed on TrustPilot

26 July 2019

COBIA STAFF ARE ALWAYS HAPPY TO HELP WITH ANY PAYROLL ENQUIRY. THE SERVICE WE RECEIVE ON 3 x SEPERATE PAYROLLS IS EXCELLENT AND CANNOT BE FAULTEDTHANK YOU

Reviewed on TrustPilot

26 July 2019

I have always found Michael Moss, who is the person at Cobia Accounting that I deal with, to be extremely helpful and always willing to go the extra mile to ensure that everything is as it should be regarding the service that is provided (which in our case is payroll services). I would have no hesitation in highly recommending Cobia Accounting. More...

Reviewed on TrustPilot

26 July 2019

Very helpful. Very friendly. Made my experience during change over from my old accountants slick and easy. Very professional

Reviewed on TrustPilot

26 July 2019

Cobia has been an amazing partnership to our business. They have worked with us under very tight timescales and they have not faltered once. The team, that consists of Michael Froom, Saqib Hanif and Lauren Beckett are the best of the best. We have had very little errors and any errors that have occurred have been rectified immediately. The team are incredibly knowledgeable and are always on hand for support if needed. I was very against outsourcing our payroll but now I have worked with Cobia, I would not hesitate to work with them again in the future or recommend them to anyone else. More...

Reviewed on TrustPilot

26 July 2019

Quick Answers , helpful and kind assistance. She is my accountant for almost a year now, there were no problem we couldn't solve together! :)I recommend here if you need an accountant as self- employed. More...

Reviewed on TrustPilot

23 July 2019

From the first day I started using Cobia accounting services, their service was brilliant. Their employees are always happy over phone and ready to help. When they dedicated Mandy to be my personal support, she was spot on from day one. As I am new into having a limited company, Mandy was always more than helpful. Promptly answering emails or phone calls, she guided me through all the set up procedures and day to day navigation into software Xero, invoicing and expenses management. I would definitely recommend Cobia services to anyone out there in need of accountancy support.I was referred to use Cobia by couple of colleagues of mine who used to use their services couple of years ago. So that clearly shows Cobia's level of professionalism is staying at high level. More...

Reviewed on TrustPilot

23 July 2019

I’d personally recommend Cobia to anyone who’s interested in a stress-free, easy and personal accounting service. I opted for the Exec package to offload the entirety of our accounting and bookkeeping, however, the Cobia team (and our dedicated accountant, Sam) have gone above and beyond in being available for any questions and queries I’ve had, too. They’ve delivered on everything we’ve needed with both speed and quality and have given me a new confidence in knowing that everything is simply taken care of. A full 5 stars from me! ???????? More...

Reviewed on TrustPilot

22 July 2019

Hired them as our accountants with the package to maintain all transactions and payroll. They did neither. After almost a year, we realised they have not been factoring in pension payments and only realised it when we flagged it to them. Additionally, they have not bothered to manage / log any transactions and have to date been unable to provide us with a view of VAT payments due. It has been impossible to get a suitable response from them and unfortunately they are not even regulated by the ICAEW or we would have reported them for malpractice. Would seriously warn anyone to do their due diligence before working with them - we have suffered greatly and incurred a lot of costs for their lack of ownership/responsibility. Cheap, but definitely not worth it. More...

Reviewed on TrustPilot

13 May 2019

A really great company, Experts in accounting, proactive & always happy to help. I have been using them for over 3 years and would wholeheartedly recommend them

Reviewed on TrustPilot

10 May 2019

Cobia provide an Excellent service.Atiyya has been great helping me through the start up and all the accounting and Vat. She is very easy to get along with and offers professional and friendly guidance and answers that I can understand. I would definitely recommend Cobia. More...

Reviewed on TrustPilot

26 April 2019

A really great service from Cobia - friendly, responsive and professional. I really couldn't ask for any more, would highly recommend. 5/5

Reviewed on Google Maps

5 April 2019

My account manager at Cobia lets me run my business while she tells me when I need to pay tax and when I can pay myself. Expenses and bank statements are handled through their online software. Anyone out there thinking of making the leap from employee to own business as I did should use Cobia and just get on with what you love doing! More...

Reviewed on TrustPilot

20 February 2019

I have been dealing with Sam for a couple of months for 2 separate limited companies and a tax investigation. It wasn't the easiest time to move accountants but I am glad I have done so. Sam has bent over backwards to help me get all my accounts into order ( i think i nearly drove him to a nervous breakdown at times !) and provided a system to ensure the mistakes of my previous accountants dont happen with Cobia If you are are reading this thinking about changing your accountant, look no further and take the plunge , you wont regret it! More...

Reviewed on TrustPilot

2 February 2019

Cobia Accounting give good advice and are good value for money. I have worked with two of their accountant and both have been very helpful. They are very responsive to email, pleasant to talk to on the phone and are always there to help.The only downside is that I find the accounting software could be improved when you are uploading bank details with a manual import. Other than that it works well and provides all that I need with my business. More...

Reviewed on TrustPilot

30 January 2019

Cobia was recommended to me through the company formation site I used, so I wasn't expecting much.I decided to sign Pro package, and since them my personal accountant Sam Harlow had exceeded my expectations in terms of response, pro-activity, suggestions and finally getting everything done. He takes the time to go through topics with me, he is always in great mood, friendly and knowledgeable.I had a question this week on how to implement in Xero and he spent time talking with Xero and searching for a solution for me, which was very good. He goes beyond ...I highly recommend a package with Your Own Personal Accountant, as the service is worth the costs.Thank you Cobia, thank you Sam! More...

Reviewed on TrustPilot

30 January 2019

These guys are very good. I deal with Salman Gillani. He is responsive always - responding fast to email enquiries and calls. His knowledge is impressive. The company as a whole seems to be making accountancy services smoother and more seamless for small and mid-sized companies. keep up the great work. :) More...

Reviewed on TrustPilot

28 January 2019

I am happy to recommend my accountant Imran to anyone who needs professional accounting services.

Reviewed on TrustPilot

22 January 2019

Trustworthy and friendly staff, my accountant has been nothing but helpful with my contracting issues, the accounting fees are comparatively cheaper. One thing I will point out, Cobia should really improve the portal website's UX/UI, It's not very user-friendly, other than that, all good, highly recommended. More...

Reviewed on TrustPilot

22 January 2019

I was caught in a really difficult situation with my tax following a bad experience with a previous accountant. Cobia were able to help me resolve the issues I had quickly and professionally, and were easily contactable at all times. Would highly recommend.

Reviewed on TrustPilot

21 January 2019

I have been a customer of Cobia for nearly 5 years.The level of service and support I have had from them during this time is excellent. Quick to respond and assist and answer any questions I may have.I would highly recommend Atiyya Bi. She is an excellent senior accountant and never minds explaining things to a non accountant, like me!I have recommended them to a number of friends and colleagues.Thanks for the great support and keep up the good work. More...

Reviewed on TrustPilot

Q&As

Small business accounts
Self employed
Tax returns
LTD companies
Start up company accounts

No exit fees or tie in periods.


•Access to a dedicated Accountant.


•An online portal you can access from anywhere, anytime.


•Set-up within 2 hours.


•All returns and accounts completed for you.