Bishopsgate Wealth & Investment Management
City of London, Greater London
(1)
City of London, Greater London
(1)
We specialise in the provision of financial advice to individuals. We can assist with pensions and retirement planning, investment advice and management, tax planning and protection.
Our advice is completely impartial and independent which means that we can advise on (and recommend) products from the whole market.
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1 customer review
joanna oldfield
Extremely happy with the service I received. Excellent advice resulting in superb returns. Highly recommended
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What do you love most about your job?
The appreciation and support of our clients which makes the job satisfying and worthwhile.
What inspired you to start your own business?
Having been successful in helping build a small enterprise, I saw a gap in the financial services market to deliver a personalised service that is an improvement on existing propositions.
Why should our clients choose you?
We recognise that individuals have a choice and appreciate the trust placed in us by our clients. We repay this by delivering an efficient and professional service which is endorsed by the fact that we have 100% client retention.
Financial Planning Healthcheck
This is the most comprehensive review of your financial planning affairs. There is no limit to what can be included in this service as it is designed to cover all of the financial planning issues that are important and relevant to you and your family.
Fees start at £500 ex VAT.
Pension and Retirement Planning Review
This helps to formulate a retirement plan whatever your age. It will review and assess the suitability of existing and paid up/dormant pensions and consider the merits of transfer and consolidation. It also looks at investment strategy and whether the current level of pension contributions is adequate and what steps, if any, can be taken to increase or enhance retirement provision. In the current climate, this increasingly extends to investing in non-pension products and assets, such as ISAs and property. We also estimate Lifetime Allowance exposure not just now but also into the future.
Fees start at £500 ex VAT.
Investment Management
We pride ourselves in delivering a highly disciplined and professional investment management service. As well as offering Model portfolios (from £50,000), we run bespoke portfolios for those with in excess of £100,000. Our funds are independently screened and assessed before they are recommended and our portfolios feature many of the best performing fund managers in the UK.
This is an ongoing service which encompasses periodic reviews of your portfolio which can include pensions, ISAs, general investment and insurance bonds.
Fees are percentage based and depend on the frequency of reviews, i.e. 0.50% for annual reviews, 0.60% for six-monthly reviews and 0.75% for quarterly reviews.
Investment Review
For those who are happy to manage their own investments but would like an independent assessment either as a one-off or periodically, we can review existing arrangements for suitability, costs and performance. This includes the product/wrapper as well as the underlying investments and can highlights ways in which tax efficiency can be improved, e.g. through the use of ISAs, pensions and available allowances.
Fees start at £500 ex VAT.
Tax Planning
If you are concerned about tax, we can review existing arrangements for tax efficiency. It includes advice relating to reducing Income Tax liabilities, Capital Gains Tax planning and Inheritance Tax Planning.
Fees start at £500 ex VAT.
Protection Review
As longevity improves, the cost of life cover tends to fall. Even if you have cover in place already, it may be worth reviewing existing arrangements since you could benefit from a lower premium. It may also be worth assessing current levels of cover to determine adequacy, particularly relevant if there has been a recent change in your circumstances.
Costs can be covered through commission or by fee and generally start of £500 ex VAT.
