American Commercial Capital, LLC

I can't speak to the quality of most Houston factoring companies, but I do know this: American Commercial Capital knows business inside and out. If your business is having cash-flow problems, you should at least give American Commercial Capital a call to see if their invoice factoring service is right for you. I didn't even know about invoice factoring before talking to Roy Brooks, the owner, but he laid everything out in a way that makes perfect sense.

Basically, with American Commercial Capital's invoice factoring program, 1) you sell your unpaid invoice(s) to AmComCap, usually at 80% of the invoice amount, and get paid within 24 hours, 2) AmComCap collects on the invoice(s) from the client, and then 3) AmComCap sends you the remaining 20% of the invoice amount, minus a small fee.

This means no waiting 30 to 90 days (or more!) for a client to pay their invoice. You get quick cash for invoices, providing your business with immediate cash flow, simple and reliable. All without the risk and high interest rates of small business loans.

And Roy actually cares about the success of his customers and it shows. He works mostly with local businesses in and around Houston, because he prefers a close relationship with clients. So I definitely recommend American Commercial Capital to any Houston small business that needs help with cash flow and growing their business, whether it be for accounts receivable financing, payroll funding, or what have you. Invoice factoring can be a life saver for small business. More...

Reviewed on Google Maps

Some time ago, my business had more than 500 clients that attended monthly and that number grew rapidly. When your business goes from generation of hundreds to thousands invoices per month in a short space of time, as my business had accomplished, you quickly encounter some bottlenecks, which are inflated when you have some customers in Net 60 or even Net 60.

Though we had some investors, it was not enough. Thankfully, American Commercial Capital was there to help us get through these turbulent waters. They helped me financially as well as with a solid guidance and advice that I do not think I could get anywhere else. I’m happy to find them when I did, otherwise I do not know if we would be in business today. More...

Reviewed on Google Maps

Roy's services helped our business maintain a consistent cash flow through a crucial point in our history. We may not have made it without him and his company. Traditional lenders weren't open to doing business with us back then, but Roy was. Service has always been A-plus. I wouldn't hesitate to recommend them to any business seeking a little assistance to get over any financial hurdles. More...

Reviewed on Google Maps

I’ve worked with other Houston factoring companies in the past, but American Commercial Capital is by far the best. Roy goes above and beyond to take care of his clients. He has helped my business overcome money problems and expand more than I thought possible in a relatively short amount of time. We’re finally seeing good, solid profits thanks to Roy’s expertise. God bless. More...

Reviewed on Google Maps

Roy and his team have been instrumental in the success of my business. His services have solved cash flow challenges . In addition Roy cares about my operations and give valuable advise above and beyond what one would expect. I highly recommend this company.

Reviewed on Google Maps