lawyer consulting a client

Legal & financial FAQs: Answers to the questions everyone asks

Last updated January 12, 2026

From contracts and wills to workplace and financial disputes, this guide answers the most common legal and financial questions Australians ask, with clear examples and advice on when to seek professional help.

Whether it’s signing a lease, writing a will, or navigating a workplace dispute, most of us encounter legal and financial questions at some point in our lives. Yet many people delay seeking advice, unsure if their situation really requires a lawyer.

The truth? Even simple matters can spiral into major headaches if left unaddressed. Understanding your rights early helps you avoid costly mistakes and seek the right level of legal support. This guide answers some of the most common law questions from everyday financial disputes to criminal charges. Each section provides practical examples and guidance on when you should seek professional help. If you are ever unsure where your issue sits, a short initial consultation with a lawyer can clarify your position and prevent problems from snowballing.


1. Do I really need a lawyer for everyday matters?

woman looking intently at laptop

It’s one of the top law questions people ask. The short answer: not always, but often yes when there is significant money, risk or long term impact involved.

  • Straightforward tasks such as renewing a simple residential lease or paying a traffic fine may not require professional help.
  • Complex or high-stakes matters such as buying property, contesting a will, or facing a criminal charge  can benefit from legal advice.

As a rule, if the outcome could affect your finances, family or legal record, speak to a lawyer before you sign or respond.

Example: You might manage a basic rental agreement yourself, but if the landlord refuses to return your bond, a lawyer can step in to protect your rights and escalate the matter legally if needed. Similarly, if you are asked to sign a personal guarantee for a business loan, always seek legal advice before accepting the risk.

2. What happens if I’m charged with a criminal offence?

Australian criminal law ranges from minor infringements to serious offences. Regardless of severity, the best step is to seek legal advice immediately.

  • Minor offences (e.g. shoplifting, public intoxication): Even if penalties are relatively small, a conviction can impact travel visas, job applications, and your future record.
  • Serious offences (e.g. assault, fraud, drug charges): Representation is critical. Lawyers help ensure fair trial rights and negotiate on your behalf.

Other common criminal law questions include: “Do I have to answer police questions?”, “What are my rights if I am arrested?”, and “What happens at a bail hearing?”. In most situations, you have the right to remain silent, request a lawyer and understand the charges before responding.

Why it matters: Too many people assume pleading guilty to a minor charge will “make it go away”. In reality, the long term consequences can be significant. Early advice can sometimes result in reduced charges, diversion programmes or better sentencing outcomes.

3. How do I protect myself in a contract?

Contracts are legally binding agreements and one of the most common areas where people run into trouble.

Key points to check before signing:

  • Payment terms: Are they clear and enforceable?
  • Exit clauses: What happens if one party wants out?
  • Jurisdiction: Which laws apply if there’s a dispute?
  • Liability and indemnity: Who is responsible if something goes wrong and are there any unfair “all risk” clauses on you?

Example: A Sydney café owner signs a supplier contract without reviewing the fine print. When deliveries stop, the contract gives the supplier leverage, leaving the café financially exposed. A lawyer reviewing the agreement beforehand could have flagged this risk. The same applies to gym memberships, franchise agreements and long term service contracts. A quick contract review can save years of stress.

4. What should I know about wills and estate planning?

What is a will

Another common law question is whether you really need a lawyer to write a will.

Technically, you can draft one yourself, but DIY wills are often challenged. A lawyer ensures:

  • The will is valid under Australian law
  • Beneficiaries are clearly outlined
  • Complex assets (like businesses, trusts, or overseas property) are managed correctly
  • Related documents such as enduring powers of attorney and appointments of enduring guardian are in place so someone you trust can make decisions if you lose capacity

Example: A parent writes a simple handwritten will leaving assets “equally” to their children. Without clear definitions, disputes arise over property vs cash values, leading to costly litigation. A properly drafted estate plan can also reduce tax, protect vulnerable beneficiaries and minimise conflict between family members. A lawyer ensures clarity so your wishes are rightly carried out.

5. Can I represent myself in court?

Legally, yes. Practically, it’s often unwise. 

  • Court procedures are complex and intimidating. 
  • Judges expect you to follow the same rules as lawyers.
  • Mistakes in filing or presenting evidence can seriously weaken your case.

Example: An individual representing themselves in a debt recovery case fails to submit required documents on time. The case is dismissed, leaving them unable to reclaim thousands owed. In family law, self represented parties often underestimate how detailed parenting or property evidence needs to be, which can weaken their position.

If you are considering representing yourself but want to know the risks first, you can use Bark to speak with a family, criminal or civil lawyer for a one off strategy session before you decide.

6. What are my rights in the workplace?

Australian workplace law protects employees, but many people aren’t clear on the details. Common scenarios:

  • Unfair dismissal: You must apply within 21 days. A lawyer can assess your claim and represent you at Fair Work.
  • Workplace harassment or bullying: Employers have a duty of care to act. Legal advice helps you escalate complaints safely.
  • Contract reviews: A lawyer can check for unlawful terms before you sign.

Example: Priya is offered a new role but the contract includes a clause preventing her from working for competitors for two years. A lawyer advises it’s unreasonable, and Priya negotiates a fairer agreement. Other common workplace questions relate to underpayment, contractor misclassification and rights around parental or flexible work requests.

Hire a lawyer near you

Have a legal or financial question? Find trusted Australian lawyers on Bark who can clarify your rights and guide you through your next steps.

7. What should I do if I’m in a financial dispute?

people involved in a dispute

Financial disputes range from unpaid invoices to personal loans gone bad. Lawyers can:

  • Send formal letters of demand
  • Negotiate repayment plans
  • Represent you in debt recovery proceedings

For smaller sums, you may be able to use your state or territory civil tribunal or small-claims process. A lawyer can still help you prepare documents and evidence, even if you present the case yourself.

Tip: Acting early often resolves disputes faster and avoids court. Ignoring letters or delaying negotiations usually reduces your options.

8. What questions should I ask when hiring a lawyer?

If you’ve decided you need help, the next step is choosing the right professional. Here are essential questions to ask when hiring a lawyer:

  1. What’s your experience in this area of law? Legal fields are specialised. Make sure your lawyer has relevant expertise.
  2. How do you charge? Hourly vs fixed-fee services can make a big difference. Always ask for a written cost agreement.
  3. What’s your approach to resolving issues? Some lawyers prioritise negotiation; others lean toward litigation.
  4. What outcome should I realistically expect? A trustworthy lawyer will be honest about your chances.
  5. Who will actually do the work on my matter - you, or a junior?
  6. How will you keep me updated and how often can I expect to hear from you?

These questions help you understand cost, experience and expectations before committing. You can use these questions as a checklist when comparing quotes from lawyers on Bark.

9. Can lawyers help with mediation or out-of-court settlements?

Absolutely. In fact, most disputes settle out of court. Mediation is faster, cheaper, and less stressful than litigation.

Example: A business partnership dispute goes to mediation. With lawyers facilitating the process, both parties agree on a buyout arrangement in weeks, rather than months in court. Mediation is also common in family law, workplace disputes and neighbourhood disagreements.

10. How much does hiring a lawyer cost?

immigration lawyer

Costs vary depending on complexity, experience, and location. As a general guide:

  • Simple matters (e.g. wills, contracts): Fixed-fee services often range from $300–$1,000.
  • Family or property disputes: Hourly rates can run $250–$600+.
  • Court representation: Costs escalate depending on preparation and appearances.

Tip: Hiring a lawyer early often saves money by preventing disputes or mistakes before they escalate. When comparing quotes, focus on value rather than the lowest price. Experience, communication and clarity on scope all matter.


Final thoughts

Legal and financial challenges can be overwhelming, but knowing where you stand is half the battle. By addressing these law questions early and seeking professional guidance, you can avoid costly disputes and navigate life’s hurdles with confidence.

When you’re ready, Bark connects you with trusted lawyers across Australia who can provide tailored advice for your situation - whether it’s drafting a will, handling a workplace issue, or defending your rights in court.

Your essential guide to family law, estate planning, and financial security. Learn when you need expert guidance and help with Bark.