Northeast Wealth

Every investment is different and building a portfolio of assets can feel overwhelming. We help to alleviate this through research-backed portfolio construction, healthy doses of education and setting realistic expectations about the likely performance that you may enjoy. We work hard to ensure that your investments are aligned with your specific goals and risk comfort levels to ensure that you’re moving forward faster.

Super is one of the most significant assets most people will own. Because it’s invested for the long-term, making small changes now - like ensuring it’s invested correctly or making small ongoing contributions - can make a huge difference to your retirement nest egg. We unravel the complexities so you have the confidence that your retirement will be on your terms.

If you know how to use the rules to your advantage, you can reduce your tax liability and keep more of your hard-earned money. We maximise tax-efficiency in every strategy and work alongside your Accountant so that you can get ahead, sooner.

Understanding how to manage your money effectively is an essential foundation to achieving big financial goals. We help you to get crystal clear on your finances by bringing clarity, structure and accountability to your spending habits, so that more of your hard-earned money go to work for you.

It’s never too early to start preparing for your retirement. Ensuring you can live out retirement on your terms takes careful planning. Our advice will help you to achieve this by learning more about the lifestyle you want to maintain, and mapping out a strategy to optimise your assets and make this a reality.

If you’re working in a senior role, you may have some shares being provided as part of your remuneration via RSUs, ESS or ESPPs.

Whilst Employee Share Schemes can be highly lucrative – and especially if you’re part of a fast-growing company – they also require careful planning and tax management to obtain the best outcomes. Our advice will assist you to resolve the important questions and leave you feeling clear on when you should exercise, redeem, or increase your take-up in an offering.

Reducing your overall debt is a key element of strengthening your financial position. We provide ongoing advice to improve your asset position, and ensure your debts are optimally structured. We will work with your mortgage broker to minimise your cost of debt, giving you more free cash to focus on your other big goals.

How you choose to hold your assets is critical to the overall tax that you will play, as well as your asset-protection plans if you are a business owner or in an exposed position. It’s often the case that which structure you own assets can be more important than the asset itself.

We’re experts in understanding your financial situation and providing guidance on how assets should best be owned, whether individually, jointly, through a trust / company or within your superannuation fund.

Protecting your wealth can be just as important as growing your wealth. We assess the risks relevant to your personal situation to ensure that you have the right cover to protect you and your family from some of the big unexpected events like death, disability, and other serious illnesses and injuries.

All of our financial behaviours are learned. We’re the Financial Coaches in your corner who will work closely with you to provide the education, support and accountability you need to improve your financial habits. Our coaching strives to optimise the opportunities that come your way, and offers guidance to say no to the opportunities that won’t serve you.

We partner with your professionals such as mortgage brokers, property specialists, accountants and lawyers to ensure that everyone is on the same page. If you don’t already have an exceptional group of professionals in your corner, we have a network of amazing businesses to connect you with. There’s no strings attached, we’ve just done the vetting for you to ensure you’re getting looked after, can cut through all confusion and get the best experience with every professional.