At Lifestyle Investment Planning we provide advice in the following areas:
Superannuation including self managed super funds,
Investment advice including managed funds and direct shares,
Retirement Advice
Property investment advice,
Personal risk insurance including Life, Total and Permanent Disability and Income Protection insurance,
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What do you love most about your job?
Helping people improve their financial position but also understanding that you still need to enjoy your life. It's not all about the money.
What inspired you to start your own business?
I have always wanted to be my own boss and am comfortable being the guy with who the buck stops, as they say.
Why should our clients choose you?
I genuinely enjoy helping people achieve a greater comfort level financially however, I am also very realistic and don't sugar coat my advice. When a person comes to see me they know where they stand and what is possible. Every piece of advice I provide has a genuine reason reason behind it which, is documented and thoroughly explained to my clients.
Can you provide your services online or remotely? If so, please add details.
Yes I can provide my services remotely through the use of Zoom and Microsoft Team Viewer. An email is sent to you with a link and very easy to follow instructions which allows us to have a face to face meeting.
What changes have you made to keep your customers safe from Covid-19?
All Victorian government Covid-19 requirements are adhered to in keeping customers safe.
Superannuation Advice
Provide advice relating to your superannuation funds. This may involve recommending the correct super fund and/or the correct mix of investments in a super fund, for diversification purposes and possibly greater stability of investment returns.
It may also involve recommending, amongst other things, salary sacrifice to increase your savings capacity in the tax efficient superannuation environment while reducing the tax you pay to the Australian Taxation Office.
Finally, for those that have substantial superannuation investments already and have specific objectives, it may involve recommending a self managed superannuation fund.
Tax Planning
This involves making you more tax efficient and reducing the amount of tax you pay which in turn either allows you to save more or have more to spend on your lifestyle.
Personal Risk Insurance
This service involves calculating the amount of insurance you require to protect yourself and your family (if you have one) from losing assets, such as your house if you have a serious accident/become seriously ill and cannot work or die. Contingency planning is a very important of any financial plan.
Investment Advice (External to Super)
This involves providing advice on assets that are not held through super however, the same process is followed to make sure the investments fit your needs, objectives and lifestyle and risk appetite. These investments are recommended to fit in with your overall investment strategy which includes your superfund monies.
Estate Planning
Make recommendations on how to tax efficiently leave your assets to the next generation and make sure that your decisions are difficult to challenge by people who don't agree with your will.
Savings Plans/Budgeting
After carefully reviewing your spending habits, we make recommendations on how you can save more or just have more to spend on yourself from your income. This service is works well for people who want to save a house deposit or a large holiday or renovations.
